Savings Accounts

Saving Made Simple – for Retirement or Something Special

  • All accounts earn dividends
  • Convenient Online & Mobile Banking
  • Free E-Statements
  • Access to 30,000 surcharge-free ATMs

Find the right savings account for you:

  Advantage Savings Regular Savings Holiday Savings1 Youth (Penny) Savings2
Overview This account makes it easy to start saving. Save up for something special. Save up for some holiday cheer. Start a savings account for your little one.
Minimum Balance None $200 None None
Opening Balance $25 $25 $5 $25
Monthly Fee $5 - waived with min. $35 automatic transfer from USECU checking $5 None None
Higher Rate Dividends     Yes  
ATM Card Option Yes Yes   Yes
Deposit Rates View View View View
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Save time with features that let you bank from anywhere

  • Direct Deposit - Ultimate convenience. Plus, get paid a day early4
  • Bill Pay - Set up automatic and recurring payments to avoid being late
  • Smartwatch App - Keeps tabs of your money on your wrist
  • E-Documents - Keep all your financial info at your fingertips without the paperwork
  • On-The-Go Account Alerts


Looking for more than a basic savings account?

Browse our Money Market Accounts

1. Dividends calculated on daily balances and paid annually. One annual disbursement in November. If you need your money sooner, the account will be closed and accrued dividends forfeited. 2. Designed for children under the age of 18.