Savings Accounts
Saving Made Simple – for Retirement or Something Special
- All accounts earn dividends
- Convenient Online & Mobile Banking
- Free E-Statements
- Access to 30,000 surcharge-free ATMs
Find the right savings account for you:
| Advantage Savings | Regular Savings | Holiday Savings1 | Penny Savings2 | |
|---|---|---|---|---|
| Overview | This account makes it easy to start saving. | Save up for something special. | Save up for some holiday cheer. | Start a savings account for your little one. |
| Minimum Balance | $200 | $200 | $0 | $0 |
| Opening Balance | $25 | $25 | $5 | $25 |
| Monthly Fee | $5 - waived with min. $35 automatic transfer from USECU checking | $5 | $0 | $0 |
| Higher Rate Dividends | Yes | |||
| ATM Card Option | Yes | Yes | Yes | |
| Deposit Rates | View | View | View | View |
| Open Now | Open Now | Open Now | Open Now |
Save time with features that let you bank from anywhere
- Direct Deposit - Ultimate convenience. Plus, get paid a day early4
- Bill Pay - Set up automatic and recurring payments to avoid being late
- Smartwatch App - Keeps tabs of your money on your wrist
- E-Documents - Keep all your financial info at your fingertips without the paperwork
- On-The-Go Account Alerts
Make Savings Deposits on the Go
Use our app, to make quick and convenient mobile deposits directly to your savings accounts.
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Planning for the future?
It's never too early to start thinking about what's next. We have services to help you plan for all life stages, including retirement.
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Looking for more than a basic savings account?
Browse our Money Market Accounts
1. Dividends calculated on daily balances and paid annually. One annual disbursement in November. If you need your money sooner, the account will be closed and accrued dividends forfeited. 2. Designed for children under the age of 18.