Why is there a hold on my account?

Holds can occur for a number of reasons:

  • Deposits may be held due to our Funds Availability Policy.
  • Charges on your USECU Debit Mastercard® are held at the time of merchant authorization and generally post to your account 1-3 days later.
  • Additional holds may be due to garnishments, levies or other court orders.

Have questions about a specific account hold? Call us 24/7 at 866.873.4968 or visit your local USECU branch for more information.