Students enjoying affordable tech from their campus credit union

UCSD Tech Loan

Welcome UCSD Students

What You Can Expect with USE Credit Union

Get better rates and exceptional service

By becoming a member of a credit union, you get lower fees and better rates. Plus, you get the expertise of a certified financial coach with every  visit—all of our staff are certified.

You’re a person, not an account number

Whatever your financial goals, we’ll help find the best path forward for you. As a financial institution, we’re small enough to care, and big enough to help.

Access your money anywhere

With more than 30,000 surcharge-free ATMs and 6,000 shared branches across the country, USECU is here for you.

We believe we’re better together

USECU isn’t a bank. We’re a community. Which is why, every day, we’re working to help you realize your dreams.

Apply now

Are you Currently a member of USE Credit Union?

Use promo code: UCSDTECH

Get a $50 account bonus when you open a Free Student Checking with eStatements.3

Affordable Tech from Your Campus Credit Union

USE Credit Union has teamed up with your campus bookstore to provide an affordable way to get new technology.

Top 3 Reasons to Purchase from Your Bookstore and USECU:

  1. Triton Exclusive Pricing
  2. Up to $5,000 to purchase the tech bundle of your dreams (including desktops, laptops, tablets, software, and accessories)
  3. APR as low as 6.49% with repayment options up to 36 months1

Buy a MacBook® for as little as $38.27 per month2.

Get What You Need in Three Easy Steps
  1. Shop: Visit the UCSD Book/Computer Store in person or online
  2. Choose: Discuss your tech needs with a UCSD staff expert and receive a written quote to bring to USECU
  3. Apply: Visit us at our on-campus branch:
    UCSD Branch | Gilman Parking Structure | 858.334.6541 | M-F 9 a.m. – 5 p.m.
Maximize Your Money Mojo

You’ve got bragging rights to better banking. Just choose the USECU Student Package. When Triton students open a Free Student Checking with eStatements they’ll get up to $50.00 cash bonus!3 Outsmart the big banks. Join your campus credit union and save! Open your account today or join online at Use Promo Code: UCSDTECH.

Why Choose USE Credit Union

Here are just a few of the reasons you’ll love it here:

  • Free Student Checking with eStatements
  • Free Money For You – Up to $503
  • Online and Mobile Banking
  • Mobile Check Deposit
  • Free Financial Check-Ups and Guidance
  • Over 30,000 surcharge-fee ATMs
  • Convenient on-campus branch
  • Six on-campus ATMs
  • Student Rewards Credit Card4
  • .50% Auto Loan Discount (get a lower rate after one year)5

To open your account, visit us at our campus branch in the Gilman Parking Structure, or join now.


1. All loans subject to credit approval. Rates, terms and conditions are subject to change. 6.99% APR effective as of 7/6/20. 6.49% APR with automatic payment from USECU checking account. 36 monthly payments of $30.64 for every $1,000 borrowed at 6.49% APR. Must be 18 to apply. Financing with approved co-signer available to applicants with no credit history. Must meet membership criteria.

2. Reflects bookstore pricing as of 7/15/17 on an Apple® MacBook 12-inch 1.2GHz dual-core Intel Core m3, 256GB ($1,249). Payment example does not include tax.

3. $50.00 new account bonus. Offer not available to existing members. Must meet membership and account criteria.

4. Choice of Platinum Rewards or our Credit Builder Card for students with thin or no credit history upon credit approval. Must meet income requirements.

5. Rate reduction requires credit approval. MacBook is a registered trademark of Apple Inc.

Maximize Your Money Mojo

Get a $50 account bonus when you open a Free Student Checking with eStatements.3

Use promo code: UCSDTECH

Use promo code: UCSDTECH

Get a $50 account bonus when you open a Free Student Checking with eStatements.3