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Term Certificates

Build a better future, faster

Open A Term Certificate

Are you currently a member of USE Credit Union?


Must meet membership and account criteria. Rate terms and conditions subject to change. Early withdrawal penalties apply.

Dividend Rates (Rates) and Annual Percentage Yields (APYs) are the anticipated rates and yields for the current period and are variable, meaning they can change without notice unless noted otherwise. APYs assume dividends will remain in the account. Withdrawals and fees may reduce earnings. Refer to the Schedule of Fees and Charges for more information about fees.

1. Minimum additional deposit is $100, maximum $999.99. No additions can be made in the last 7 days before maturity. See account disclosure for additional information.
2. You have a one-time option to exchange the original dividend rate for the current rate offered during the first 12 months of the original term. See account disclosure for additional information.