Money Market Accounts
A flexible way to reach your goals
You’ll grow faster here.
Open a Money Market with a $100 deposit. Maintain an average monthly balance of $2,500 to avoid a $10 maintenance fee. Earn higher dividends on your savings, and grow toward your goals.
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Build your future faster
Our Money Market account offers greater earnings than a traditional savings account, so you can go further, faster.
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Tiered dividends
You’ll earn dividends on any balance in your Money Market Advantage Account—but the more you save, the greater your earnings will be.
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Direct deposit to savings
Set up a direct payroll deposit to your Money Market, and watch your balance grow without having to do a thing.
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Online & Mobile Banking
Manage your account online, including mobile deposits.
Tomorrow looks good from here.
As your local credit union, USECU offers competitive rates to help you dream bigger and build a better future.
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Balance |
Dividend Rate |
APY |
|---|---|---|
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Rate terms and conditions subject to change. Dividend Rates (Rates) and Annual Percentage Yields (APYs) are the anticipated rates and yields for the current period and are variable, meaning they can change without notice unless noted otherwise. APYs assume dividends will remain in the account. Withdrawals and fees may reduce earnings. Refer to the Schedule of Fees and Charges to see full rates and terms. |
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Balance $1,000,000 and above |
Dividend Rate .25% |
APY .25% |
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Balance $250,000 to $999,999 |
Dividend Rate .25% |
APY .25% |
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Balance $50,000 to $249,999 |
Dividend Rate .20% |
APY .20% |
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Balance $25,000 to $49,999 |
Dividend Rate .15% |
APY .15% |
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Balance $15,000 to $24,999 |
Dividend Rate .10% |
APY .10% |
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Balance $2,500 to $14,999 |
Dividend Rate .10% |
APY .10% |
Ready to take the next step?
Disclosures
Must meet membership and account criteria. Mobile and data rates apply when using mobile banking. Transaction limitations apply to savings accounts.