Money Market Accounts
A flexible way to reach your goals
You’ll grow faster here.
Open a Money Market Advantage Account with a $100 deposit and enjoy no monthly or minimum balance fees. Earn higher dividends on your savings, and grow toward your goals.
-
Build your future faster
Our Money Market Account offers greater earnings than a traditional savings account, so you can go further, faster.
-
Tiered dividends
You’ll earn dividends when you keep a minimum balance in your Money Market Advantage Account—but the more you save, the greater your earnings will be.
-
Direct deposit to savings
Set up a direct payroll deposit to your Money Market Account, and watch your balance grow without having to do a thing.
-
Online & Mobile Banking
Manage your account online, including mobile deposits.
Tomorrow looks good from here.
As your local credit union, USECU offers competitive rates to help you dream bigger and build a better future.
|
Balance |
Dividend Rate |
APY |
|---|---|---|
|
Balance $1,000,000 and above |
Dividend Rate .15% |
APY .15% |
|
Must meet membership and account criteria. Rate terms and conditions subject to change. Dividend Rates (Rates) and Annual Percentage Yields (APYs) are the anticipated rates and yields for the current period and are variable, meaning they can change without notice unless noted otherwise. APYs assume dividends will remain in the account. Withdrawals and fees may reduce earnings. Refer to the Schedule of Fees and Charges to see full rates and terms. |
||
|
Balance $250,000 to $999,999 |
Dividend Rate .15% |
APY .15% |
|
Must meet membership and account criteria. Rate terms and conditions subject to change. Dividend Rates (Rates) and Annual Percentage Yields (APYs) are the anticipated rates and yields for the current period and are variable, meaning they can change without notice unless noted otherwise. APYs assume dividends will remain in the account. Withdrawals and fees may reduce earnings. Refer to the Schedule of Fees and Charges to see full rates and terms. |
||
|
Balance $50,000 to $249,999 |
Dividend Rate .15% |
APY .15% |
|
Must meet membership and account criteria. Rate terms and conditions subject to change. Dividend Rates (Rates) and Annual Percentage Yields (APYs) are the anticipated rates and yields for the current period and are variable, meaning they can change without notice unless noted otherwise. APYs assume dividends will remain in the account. Withdrawals and fees may reduce earnings. Refer to the Schedule of Fees and Charges to see full rates and terms. |
||
|
Balance $25,000 to $49,999 |
Dividend Rate .10% |
APY .10% |
|
Must meet membership and account criteria. Rate terms and conditions subject to change. Dividend Rates (Rates) and Annual Percentage Yields (APYs) are the anticipated rates and yields for the current period and are variable, meaning they can change without notice unless noted otherwise. APYs assume dividends will remain in the account. Withdrawals and fees may reduce earnings. Refer to the Schedule of Fees and Charges to see full rates and terms. |
||
|
Balance $15,000 to $24,999 |
Dividend Rate .05% |
APY .05% |
|
Must meet membership and account criteria. Rate terms and conditions subject to change. Dividend Rates (Rates) and Annual Percentage Yields (APYs) are the anticipated rates and yields for the current period and are variable, meaning they can change without notice unless noted otherwise. APYs assume dividends will remain in the account. Withdrawals and fees may reduce earnings. Refer to the Schedule of Fees and Charges to see full rates and terms. |
||
|
Balance $2,500 to $14,999 |
Dividend Rate .05% |
APY .05% |
|
Must meet membership and account criteria. Rate terms and conditions subject to change. Dividend Rates (Rates) and Annual Percentage Yields (APYs) are the anticipated rates and yields for the current period and are variable, meaning they can change without notice unless noted otherwise. APYs assume dividends will remain in the account. Withdrawals and fees may reduce earnings. Refer to the Schedule of Fees and Charges to see full rates and terms. |
||
We’re here to help you build a better future.
Learn how money market compares with other savings accounts. Explore our blog to get practical tips to help you save, grow and accomplish your goals.
Which Savings Account Is Right for YOU?
Build Your Savings Without Even Trying
4 Savings Accounts for Parents (Plus a Tip From Our CFO!)
Ready to take the next step?
Disclosures
Must meet membership and account criteria. Mobile and data rates apply when using Mobile Banking. Transaction limitations may apply to savings accounts.