Credit Cards

Great features and a choice of cards that fit your lifestyle:

  • Low Competitive Rates
  • Rewards! Points
  • No Balance Transfer or Cash Advance Fees
  • Zero Fraud Liability1
  • Chip Technology

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  Platinum Card Credit Builder Savings Secured
Overview Lowest Rate, Platinum-level benefits. Build Your Credit! Establish your Credit. Secured by Savings.
Annual Percentage Rate 9.90% 17.90% 4.99%
Earns Rewards Yes Yes Yes
Maximum Credit Limit $30,000 $1,500 $100,000
Annual Fee None in most cases2 $5 None
Balance Transfer Fee None None None
Cash Advance Fee None None None
Same rate for purchase and advances? Yes Yes Yes
Mastercard Benefits Yes Yes Yes
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Card Management

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All loans subject to credit approval. Credit Cards are issued by USE Credit Union pursuant to a license agreement by Mastercard® International Incorporated.
1. To be covered, report transactions made by others promptly, and don't share personal or account information with anyone. Refer to the account and card agreements for full details.
2. $25 for Platinum Classic Card