HELOC Rates

Rates Effective: 

Max. Combined Loan-To-Value Minimum Line Maximum Line Prime Rate Margin Variable APR without AutoPay Variable APR with Autopay*
Up to 80% $10,000 $250,000 5.25% 0.50% 5.75% 5.25%

 

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All loans subject to credit approval. Rates, terms, and conditions subject to change without notice. Some restrictions apply.

APRs listed are our best rates and may be higher based on your credit history and other qualifying criteria. The rate is variable any may adjust monthly. A $10,000 initial advance may be required. You may be required to reimburse us for closing costs if your line is closed in the first three years. *Autopay from a USECU checking account is required to receive the lowest rate, otherwise add 0.50%