24-Month Option-Rate Term Certificate

Promotional 24-Month Term Certificate promo image

Get Growing in the New Year!

Make your money work harder with our limited-time promotional 24-month Option-Rate Certificate. It offers the super-competitive rate you want, with the safety and flexibility you need.

3.25% APY | 24-month Option-Rate Certificate | $100,000 minimum

  • Earn nearly 3.5 times the national average for certificates
  • Optional one-time rate bump in the first 12 months lets you benefit from rising rates
  • Funds insured up to $250,000 by NCUA
  • Federally insured by NCUA

Want a great rate, but with a lower minimum? We've got you covered!

24-Month Certificate
Annual Percentage Yield Minimum Deposit
2.50% $10,000 - $24,999
2.75% $25,000 - $49,999
3.00% $50,000 - $99,999
3.25% $100,000+

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Or stop by any USE Credit Union branch or call 866.873.4968 for more information.

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About USE Credit Union

USE Credit Union is a not-for-profit financial institution owned and governed by our members. Currently, we have over $950 million assets and serve more than 60,000 members throughout California. We offer all the same products and services as a bank – checking accounts, savings accounts, car loans, home loans, credit cards, and more – but since we’re a not for profit credit union, any money we make is returned to our members in the form of better rates on deposits and loans, for example. Get to know USECU

APY = Annual Percentage Yield. Must meet membership criteria. New money only. Bankrate.com national average as of 12/18/2018. The quoted Option Rate Certificate Annual Percentage Yields are accurate as of 1/1/2019 and assume that interest remains on deposit until maturity. Early withdrawal penalties apply. Account will automatically roll over to a corresponding 24-month non-promotional 24-month certificate at maturity. View Sample Term Certificate Disclosure here.