24-Month Option-Rate Term Certificate

Promotional 24-Month Term Certificate promo image

Get Growing in the New Year!

Make your money work harder with our limited-time promotional 24-month Option-Rate Certificate. It offers the super-competitive rate you want, with the safety and flexibility you need.

3.25% APY | 24-month Option-Rate Certificate | $100,000 minimum

  • Earn nearly 3.5 times the national average for certificates
  • Optional one-time rate bump in the first 12 months lets you benefit from rising rates
  • Funds insured up to $250,000 by NCUA
  • Federally insured by NCUA

Want a great rate, but with a lower minimum? We've got you covered!

24-Month Certificate
Annual Percentage Yield Minimum Deposit
2.50% $10,000 - $24,999
2.75% $25,000 - $49,999
3.00% $50,000 - $99,999
3.25% $100,000+

Ready to open your account?
Stop by any USE Credit Union branch or call 866.873.4968 for more information.


APY = Annual Percentage Yield. Must meet membership criteria. New money only. Bankrate.com national average as of 12/18/2018. The quoted Option Rate Certificate Annual Percentage Yields are accurate as of 1/1/2019 and assume that interest remains on deposit until maturity. Early withdrawal penalties apply. Account will automatically roll over to a corresponding 24-month non-promotional 24-month certificate at maturity.