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Credit Protection

Important Coverage That Cancels Or Defers Your Loan Payment During Difficult Times

Whether it's a job loss or health crisis, it's nice to know there's one less thing to worry about. Our voluntary Credit Protection gives you a choice of life, disability and involuntary unemployment options on both credit card and consumer loans. And all life plans now include Life Plus featuring coverage for accidental dismemberment, terminal illness, hospitalization, family medical leave and the loss of life of a non-protected dependent.

  • Life, Disability and Involuntary Unemployment Coverage
  • Affordable options to fit your budget and circumstances
  • Protection for up to two borrowers
  • Cancels your loan balance or monthly payments up to the contract maximums

Your purchase of USE Credit Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for an explanation of benefits. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.