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Membership: Join the USECU family

Find out if you're eligible:

  • Live, work, or worship in the California counties of Alameda, Sacramento, San Diego, Santa Clara, or Yolo.
  • Employees of the State of California, including all administrative offices of the State
  • Employees, students or Alumni of the University of California and California University system
  • Retired employees of the State of California or University of California System
  • Employees and/or members of a Select Employee Group (SEG)
  • Immediate family members and cohabitants of USE Credit Union members

Join the Family

Membership Perks

With our membership discounts, you can save on everything from your cell phone to discounts at theme parks, movie theaters, sporting events, and much more.

Sprint® Discounts

Save now with Sprint's Credit Union Member Cash Rewards - the best way to get cash back on your wireless service. Sprint has phones, data service plans, music downloads, TVs and more!

How it works:

  • Members receive a $100 Cash Reward for every new line switched to Sprint
  • Current Sprint customers will receive a $100 Cash Reward for every line transferred into Sprint Credit Union Member Cash Rewards
  • Plus, an annual $100 Loyalty Cash Reward every year for every line

Explore Benefits

Recreation Connection

Receive discounts on the price of admission to amusement parks, museums, plays, sporting events, movie theaters, and much more!

Get started by visiting and clicking on the "Members Enter Here" link.

Save Now

Member Referral Program

If you're happy with USE Credit Union, why not share us with your family, friends, and co-workers? When your referral opens a USECU checking account, you both get $25!

Want even more? Now you can refer new loans as well! When someone opens a new loan based on your referral, you each get $25! It's our way of saying thanks many times over!

Start Referring & Start Earning

Simply complete the Refer a Friend Form and ask your friend to bring it to any USECU branch. There is no limit on how many people you can refer!

Refer Now

Got Something To Say? We're Listening!

Nothing matters more than getting it right, especially when it comes to serving your financial needs. That's why we periodically survey our members so you can tell us how we're doing. Sharing your feedback gives you a voice in shaping how we interact with you today and in the future. In fact, feedback from members like you has already made a difference. Click Read More learn how.

All the more reason to share what we've done lately to improve your member experience.

Read More

USECU is not affiliated with Sprint, Inc. or Recreation Connection who provide discount services on our behalf. We partner with preferred providers like these in order to offer products and services that add value to your membership. We monitor these relationships closely and welcome your feedback at

Activation. Fee: Up to $30/line. Credit approval required.. Cash Reward Program Offer: Offer ends 12/31/2018. Available for eligible credit union members and member employees (ongoing verification). Click here for other important disclosures..

All loans subject to credit approval. The deposit account bonus ($25 each for you and a friend) will be credited to the USE account no later than the next business day after account opening. Loan bonuses for both parties will be credited to each USE account within five days of loan funding. Must be 18 years of age to participate. Bonus payments subject to tax. Referred members must meet eligibility and account opening criteria.