USE Credit Union

Auto Buying Resources

Money-Saving Tools for The Highway Ahead.
When it comes to buying a car, a little free help never hurt. That's why USE provides a number of different resources to help you find and finance the vehicle that's right for you.

Costco® Auto Program

USE and Costco have teamed up to make your next auto purchase an easy and money-saving experience. It's an exclusive free benefit for USE members with added perks if you finance your car with us.

  • Costco®-sized savings on a wide range of models
  • Dedicated Costco® auto buying Web site for USE members only at
  • Special USECU auto loan rates that save you even more
  • Costco® Member Advocates to assist you before, during and after your purchase
  • A complimentary one-year paid Costco® Gold Star Membership or a $50 Costco Cash Card (if you're already a Costco® member), courtesy of USE Credit Union when you finance your vehicle with us1
  • An additional .50% auto loan discount may apply with auto-pay from a USE Credit Union checking account

Get Pre-Approved Before You Shop!
The first step in making any auto purchase is knowing how much car you can afford. And we can help. Call us today at 866.USE.4.YOU or stop by your nearest branch for a loan pre-approval. Taking this one easy step can save you money in the long run. In the meantime, feel free to do some online research at

CARFAX® Vehicle History Report

Found a pre-owned car you really like? Many buyers like the extra piece of mind you get with a CARFAX® Vehicle History Report. And when you order a report through us – and also finance that same vehicle with us -- your CARFAX report is free!2

CARFAX uses a car's Vehicle Identification Number to retrieve valuable information on possible odometer rollbacks, major damage/collision incidents, salvage history, flood damage, manufacturer buybacks (lemons), and sales history. 

Visit the CARFAX Website to learn more about a vehicle search. But remember, you must request your CARFAX report through USE Credit Union in order to receive a free CARFAX Vehicle History Report. Questions about our CARFAX reimbursement program? Call us at 866.873.4968 for more information.

Chrome Carbook™

How much should you pay for a new or pre-owned car? One reliable way to check the retail and wholesale prices at Chrome Carbook™. You can research any new vehicle sold in the United States, as well as used vehicles up to 10 years old. Access the Chrome Carbook Website.

If you’re like most people, fuel economy is a key factor when shopping for a car. This 2013 Fuel Economy Guide helps you choose the most fuel-efficient vehicle that meets your needs. The guide features updated fuel economy data for new and used passenger vehicles, allows side-by-side comparisons, fuel-saving tips and much more!

Visit the Website to learn more about the benefits of using more fuel-efficient vehicles.

If you have any questions about our auto-buying resources, please call us today at 866.873.4968.

All loans subject to credit approval. USE Credit Union is not affiliated with Costco® or the Costco® Auto Group, CARFAX® or Chrome Carbook. 1. The Costco® Cash Card offer requires that you purchase your vehicle through the USECU/Costco Auto Program and finance it at USE Credit Union. Loan funding required and you must also complete a Costco Member Satisfaction Survey. USECU is not affiliated with the Affinity Development Group or Costco and its affiliates. 2. Visit the CARFAX® Website for current pricing information. Be sure to finance and request a CARFAX® Vehicle History Report through USE Credit Union in order to receive a free CARFAX® report. Some restrictions apply.


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