USE Credit Union

Everything starts with a dream

A different way of banking, powered by people dedicated to making your dreams a reality

My Mortgage, My Way

Everything you want in a home loan. Yes, everything. Guaranteed.

La Mesa Branch


Meet our all-new branch


Attend a Home Buying Workshop

Come learn about the current housing market, get helpful tips on home buying and various types of loans available in a comfortable and casual environment.

View Workshops

Annual Meeting of the Membership

Our Annual Meeting of the Membership will be held at 5:00 p.m., Thursday, May 23, 2019, at our corporate office located in San Diego.

Learn More

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"USECU isn't just my bank, it's my people."

-Geoffrey, Member Since 1978

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"What it came down to was not so much the steps of applying for a loan, but the care and connection they made in doing so."

-Monica, Member Since 2011

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"I really like the warm welcome I receive when I enter the branch, they make me feel like a person and not just another customer."

-Paul, Member Since 2013

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"I really love the people there - and they love me! It's apparent that they are kind hearted people."

-Nicole, Member Since 2015