USE Credit Union

Everything starts with a dream

A different way of banking, powered by people dedicated to making your dreams a reality

Term Certificate

Save for a Sunny Day

Earn 2.00% APR with a 13-Month Term Certificate

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La Mesa Branch


Check out our La Mesa Branch!


Celebrate International Credit Union Day!

Stop by your nearest USE Credit Union branch on October 17 and join us for lunch, sweet treats and other refreshments, while supplies last.

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"USECU isn't just my bank, it's my people."

-Geoffrey, Member Since 1978

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"What it came down to was not so much the steps of applying for a loan, but the care and connection they made in doing so."

-Monica, Member Since 2011

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"I really like the warm welcome I receive when I enter the branch, they make me feel like a person and not just another customer."

-Paul, Member Since 2013

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"I really love the people there - and they love me! It's apparent that they are kind hearted people."

-Nicole, Member Since 2015