USE Credit Union

Notice

To check the status of your economic impact payment (stimulus payment/check) visit irs.gov.

USE Credit Union branches remain temporarily closed to walk-ins. In-person appointments can be made 24 hours in advance.

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Routing #322281691
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Everything starts with a dream

A different way of banking, powered by people dedicated to making your dreams a reality

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52-Week Savings Challenge

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FEEL THE FREEDOM OF BETTER BANKING

We don't just look out for your money, we look out for you.

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Bank with us Anywhere

BANK WITH US ANYWHERE

We've got you covered with flexible digital and in-person banking.

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La Mesa Branch

Spot Scams Fast by Learning from These 8 Examples

Scams have affected millions, leading to serious financial and emotional harm. Protect yourself and your money by watching out for these 8 scams.

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Annual Meeting of the Membership and Elections Update

In light of the coronavirus/COVID-19 pandemic, our Annual Meeting of the Membership will be held virtually on May 28, 2020 at 5:00 p.m. Election of Volunteer Officials will take place during this online meeting.

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6 Ways to Save More Money in 2020

Better spending and savings habits and the right savings account can help you save more money in 2020.

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"USECU isn't just my bank, it's my people."

-Geoffrey, Member Since 1978

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"What it came down to was not so much the steps of applying for a loan, but the care and connection they made in doing so."

-Monica, Member Since 2011

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"I really like the warm welcome I receive when I enter the branch, they make me feel like a person and not just another customer."

-Paul, Member Since 2013

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"I really love the people there - and they love me! It's apparent that they are kind hearted people."

-Nicole, Member Since 2015

Auto Loan
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As Low As
2.49
% APR
5/1 ARM
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As Low As
3.50/3.92
% APR
HELOCs
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As Low As
3.99
% APR
Personal Loan
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As Low As
7.49
% APR