USE Credit Union

Everything starts with a dream

A different way of banking, powered by people dedicated to making your dreams a reality

Term Certificate

Save for a Sunny Day

Earn 2.00% APR with a 13-Month Term Certificate

My Mortgage, My Way

Everything you want in a home loan. Yes, everything. Guaranteed.

La Mesa Branch


Meet our all-new branch


Attend a Home Buying Workshop

Come learn about the current housing market, get helpful tips on home buying and various types of loans available in a comfortable and casual environment.

View Workshops

Free Shred Day!

Protect yourself from identity theft. Shred your old personal documents the fast, safe and easy way. Visit our Mission Valley branch on Saturday, June 22 from 10 a.m. to 1 p.m.!

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"USECU isn't just my bank, it's my people."

-Geoffrey, Member Since 1978

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"What it came down to was not so much the steps of applying for a loan, but the care and connection they made in doing so."

-Monica, Member Since 2011

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"I really like the warm welcome I receive when I enter the branch, they make me feel like a person and not just another customer."

-Paul, Member Since 2013

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"I really love the people there - and they love me! It's apparent that they are kind hearted people."

-Nicole, Member Since 2015