USE Credit Union

Routing #322281691
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USE Credit Union USE Credit Union
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Everything starts with a dream

A different way of banking, powered by people dedicated to making your dreams a reality

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Save for a Sunny Day

Earn 2.00% APR with a 13-Month Term Certificate

My Mortgage, My Way

Everything you want in a home loan. Yes, everything. Guaranteed.

Feel the freedom of better banking

FEEL THE FREEDOM OF BETTER BANKING

We don't just look out for your money, we look out for you.

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Bank with us Anywhere

BANK WITH US ANYWHERE

We may not be on every block, but we’ll be in your back pocket.

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La Mesa Branch

EXTRAORDINARY BANKING

Meet our all-new branch

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Attend a Home Buying Workshop

Come learn about the current housing market, get helpful tips on home buying and various types of loans available in a comfortable and casual environment.

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"USECU isn't just my bank, it's my people."

-Geoffrey, Member Since 1978

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"What it came down to was not so much the steps of applying for a loan, but the care and connection they made in doing so."

-Monica, Member Since 2011

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"I really like the warm welcome I receive when I enter the branch, they make me feel like a person and not just another customer."

-Paul, Member Since 2013

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"I really love the people there - and they love me! It's apparent that they are kind hearted people."

-Nicole, Member Since 2015

Auto Loan
Apply
As Low As
2.99
% APR
5/1 ARM
Apply
As Low As
3.50/3.92
% APR
HELOCs
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As Low As
5.50
% APR
Personal Loan
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As Low As
7.49
% APR