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Let us help make your college dream a reality.

The Smart Option Student Loan® by Sallie Mae®

We offer a variety of student loans through Sallie Mae® for borrowers attending degree-granting institutions. Now you can pay for college the smart way with three great repayment options and competitive interest rates! This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

Features & Benefits

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee or prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

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Shopping for a new computer, tablet or other device?

Let us help! We've teamed up with three university campus bookstores to provide affordable financing for your next technology purchase.

Learn More

Borrower benefit information valid as of September 2016. Sallie Mae® Smart Option Student Loans are made by Sallie Mae Bank®. USE Credit Union is compensated for the referral of Smart Option Student Loan Customers. SLM Corporation and its subsidiaries, including Sallie Mae®, Inc. and Upromise Inc., are not sponsored by or agencies of the United States of America. Click here for complete disclosure information. © 2016 Sallie Mae®, Inc. All rights reserved. GCR2517