My Mortgage, My Way
However big the dream, we can help you get there.
We offer a range of mortgage options for both purchases and home loan refinancing. Let us help you choose the one that's right for your individual needs.
|Fixed-Rate Mortgages||Adjustable-Rate Mortgages||Adjustable/Fixed-Rate Jumbo Loans|
|Overview||Perfect for your primary residence, a vacation home or to refinance a current home loan||Enjoy potentially lower costs by choosing a fixed-rate period that matches how long you plan to live in the property or have the loan||Our non-conforming loan option lets you secure property in higher-cost housing markets|
|Terms||Up to 30 years||Fixed rate periods of 5/7/10 years||Up to 30 years|
|Possible Tax Deduction||Yes||Yes||Yes|
|Home Advantage® with Cash-Back Rewards||Yes||Yes||Yes|
Meet Our Team
Come learn about the current housing market, get helpful tips on home buying and various types of loans available in a comfortable and casual environment.Select a Mortgage Specialist
Attend a Home Buying Workshop
Come learn about the current housing market, get helpful tips on home buying and various types of loans available in a comfortable and casual environment.Upcoming Workshops
Buy, Sell and Save on Your Next Home!
Whether you're buying or selling a home, you have access to HomeAdvantage® - a comprehensive suite of services featuring easy-to-use search tools, a network of top agents and cash rewards.
- Access the MLS, neighborhood demographics and recent sales (without giving up your privacy).
- Connect with one of our local preferred real estate agents to help you buy or sell your home - and save!
- Choose from an array of financing choices with great rates, low fees and expert local service.
- Use an in-network real estate agent and earn cash rewards equal to $2,3521. Take your rewards and apply it toward closing costs or cash - your choice!
Calculate Your Payments
Learn how much home you can afford or how much your mortgage payment will be.
All loans subject to credit approval. Rates, terms, and conditions subject to change without notice.
1. The HomeAdvantage program is made available through a partnership with CU Realty Services. Program rewards are awarded to buyers and sellers who select and use a real estate agent in CU Realty Services' approved network. Members are not eligible for the rewards if they use a real estate agent outside the CU Realty network. Using USE Credit Union for a mortgage is not a requirement to earn your rewards. Example of rewards amount shown above represents the average member cash rewards received since 2017. USE Credit Union is not affiliated with CU Realty Services.