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My Mortgage, My Way

However big the dream, we can help you get there.

We offer a range of mortgage options for both purchases and home loan refinancing. Let us help you choose the one that's right for your individual needs.

  Fixed-Rate Mortgages Adjustable-Rate Mortgages Adjustable/Fixed-Rate Jumbo Loans
Overview Perfect for your primary residence, a vacation home or to refinance a current home loan Enjoy potentially lower costs by choosing a fixed-rate period that matches how long you plan to live in the property or have the loan Our non-conforming loan option lets you secure property in higher-cost housing markets
Terms Up to 30 years Fixed rate periods of 5/7/10 years Up to 30 years
Possible Tax Deduction Yes Yes Yes
Full Documentation Yes Yes Yes
Alternative Documentation   Yes Yes
Home Advantage® with Cash-Back Rewards Yes Yes Yes
Rates View Rates

 

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Meet Our Team

Come learn about the current housing market, get helpful tips on home buying and various types of loans available in a comfortable and casual environment.

Select a Mortgage Specialist

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Attend a Home Buying Workshop

Come learn about the current housing market, get helpful tips on home buying and various types of loans available in a comfortable and casual environment.

Upcoming Workshops

 


Home Advantage

Buy, Sell and Save on Your Next Home!

Whether you're buying or selling a home, you have access to HomeAdvantage® - a comprehensive suite of services featuring easy-to-use search tools, a network of top agents and cash rewards.

  • Access the MLS, neighborhood demographics and recent sales (without giving up your privacy).
  • Connect with one of our local preferred real estate agents to help you buy or sell your home - and save!
  • Choose from an array of financing choices with great rates, low fees and expert local service.
  • Use an in-network real estate agent and earn cash rewards equal to $2,3521. Take your rewards and apply it toward closing costs or cash - your choice!

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Calculate Your Payments

Learn how much home you can afford or how much your mortgage payment will be.
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All loans subject to credit approval. Rates, terms, and conditions subject to change without notice. 

1. The HomeAdvantage program is made available through a partnership with CU Realty Services. Program rewards are awarded to buyers and sellers who select and use a real estate agent in CU Realty Services' approved network. Members are not eligible for the rewards if they use a real estate agent outside the CU Realty network. Using USE Credit Union for a mortgage is not a requirement to earn your rewards. Example of rewards amount shown above represents the average member cash rewards received since 2017. USE Credit Union is not affiliated with CU Realty Services.