Auto, Boat and RV Loans
Whatever your destination, we'll help put you in the driver's seat.
- Low new and used rates
- Flexible terms up to 84 months
- Credit decisions in just minutes
- No payment for up to 90 days1
Finance Some Fun
Looking to set sail or cruise the open road? Start your journey with a Boat or RV loan from USECU:
- Low, competitive fixed rates
- Affordable monthly payments
- .50% rate discount with auto-pay from a USECU checking account
- Up to 80% financing available2
- Terms up to 180 months
- No pre-payment penalty
Costco® Auto Program
We've partnered with Costco to make your next auto purchase an easy and money-saving experience. Plus, receive some added perks if you finance your car with us!
- Costco-sized savings on a wide range of models
- Costco Member Advocates to assist you before, during and after your purchase
- A complimentary one-year paid Costco Gold Star Membership or a $50 Costco Cash Card (if you're already a Costco member), when you finance your vehicle with us3
- An additional .50% auto loan discount may apply with auto-pay from a USE Credit Union checking account
Tools to Get You in the Driver's Seat
Found a pre-owned car you really like?
Enjoy a free CARFAX® Vehicle History Report4 when you order a report through us then also finance with us.
Choose the most fuel-efficient vehicle that meets your needs.
Fuel Economy Guide
Want extra peace of mind? Guaranteed Asset Protection (GAP) and Mechanical Breakdown Insurance (MBI) may make sense for your purchase.
- GAP is optional insurance coverage that helps cover the "gap" between the amount you owe on the car and the car's actual cash value in the event of an accident.
- MBI is a vehicle service contract that extends or supplements your existing warranty and is often a must-have when purchasing a pre-owned vehicle where no coverage is provided.
All loans subject to credit approval. Rates, terms and conditions subject to change without notice.
USE Credit Union is not affiliated with Costco® or the Costco® Auto Group, CARFAX® or the Affinity Development Group.
1. Must qualify for payment deferral. Finance charges begin accruing as of the loan origination date. 2. Up to 80% financing of fair market value (as determined by a Marine Survey) for most used boats. 3. The Costco® Cash Card offer requires that you purchase your vehicle through the USECU/Costco Auto Program and finance it at USE Credit Union. Loan funding required and you must also complete a Costco Member Satisfaction Survey. USECU is not affiliated with the Affinity Development Group or Costco and its affiliates. 4. Visit the CARFAX® Website for current pricing information. Be sure to finance and request a CARFAX® Vehicle History Report through USE Credit Union in order to receive a free CARFAX® report. Some restrictions apply.