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Personal Loans

Personal loans for your personal goals

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You want to focus on what matters most. We’ll make sure you can.

Life is full of unexpected moments—but at USECU, we’re here no matter what happens, providing personal loans to help you feel prepared for whatever life throws your way.


Must meet membership and account criteria. All loans subject to credit approval. Rate terms and conditions subject to change. Some costs and restrictions apply. Information and interactive calculators are made available to you as self-help tools for your independent use. They are not intended to provide financial or investment advice and may not be applicable to your specific circumstances. All examples are hypothetical and are for illustrative purposes. APRs listed are our best rates. Your rate may be higher based on your credit history and other qualifying criteria. $40,000 is the max combined total unsecured loan limit/balances per member. 36 monthly payments of $31.20 for every $1,000 borrowed at 7.49% and requires automatic payments from a USECU Checking Account, otherwise rate will increase by .50%.

1. Must be 18 years old to apply. Financing with approved co-signer available to applicants with no credit history.
2. APR current as of May 1, 2022.
3. Must qualify for payment deferral. Finance charges begin accruing as of the loan origination date.