college student on mass transit reviewing her student loan options on her smartphone

Loans for Students

Education begins with a dream

Let us help make your college dream a reality.

If you’re college-bound, you’re probably applying for scholarships and financial aid—but what about your left-over costs? Here, student loans can help. With the Smart Option Student Loan® through Sallie Mae®, you can pay for any remaining educational expenses with competitive rates and a variety of repayment options.

Qualify & save

Applying with a creditworthy cosigner may help you qualify. With no origination fee, this loan is designed to save you money.

Lower your rate

Choose student loans with fixed and variable rates. Do you have good credit? Use your creditworthiness to lower your rate.

Repay, your way

Our student loans offer in-school repayment options, with no prepayment penalty if you’re able to pay faster than planned.

Let’s crunch some numbers.

Apply for student loans online

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Disclosures

Borrow responsibly.

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. USE Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

© 2019 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.