USE Credit Union Announces Todd Tharp as Next President and CEO

Press Room

SAN DIEGO, Calif. (Nov. 17, 2021) – USE Credit Union (USECU) is pleased to announce the selection of Todd Tharp as the credit union’s new President and Chief Executive Officer. Tharp has served as Chief Financial Officer at USECU since 2016, leading strategic development to ensure the credit union’s overall financial stability, regulatory adherence, and asset growth.

“Todd is the CEO we need to lead our credit union and community into a bright future,” said Josh Lawrence, Chair, Board of Directors for USECU. “The Board is impressed with his outstanding leadership over the years and even more so since he was named Interim President following the retirement of Jim Harris in September. After an extensive search, we are excited that the credit union’s new CEO came from within. We look forward to many successful years with Todd at the helm.”

Before joining the USECU team, Tharp held senior level positions at LPL Financial, Bank of America, and other leading financial institutions. His responsibilities covered a broad spectrum including executive management, financial planning and control, customer experience, and operations. As a consummate team builder and an excellent communicator, Tharp has a knack for simplifying complex financial concepts and facilitating enterprise-wide improvements. His strong financial background and progressive experience will continue the credit union’s legacy and build on its success.

“It is an honor to be named the next President and CEO of USECU,” said Tharp. “I appreciate the confidence the Board of Directors has placed in me to lead the credit union and help it evolve into the future. USECU is a trusted financial services provider and I look forward to continuing our mission of helping members reach their dreams and making a positive impact in our communities.”

About USE Credit Union

Founded in 1936, University & State Employees Credit Union (USECU) empowers nearly 60,000 members to achieve financial wellness through a full range of financial products and services, including checking and savings options, credit cards, loans, mortgages and more. USECU now has more than $1.3 billion in assets and offers accessibility to its members through eight branches in California, nearly 30,000 surcharge-free ATMs across the nation and 24/7 Online and Mobile Banking access.

USECU membership is open to all California university employees and students as well as California state employees, along with others who live, work or worship in Alameda County, Sacramento County, San Diego County, Santa Clara County and Yolo County. As a not-for-profit community leader, USECU partners with causes, events and organizations that reflect a commitment to health, wellness and inclusiveness. Learn more at

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