Managing Credit & Debt

Practical tips to help you save, grow and make dreams happen, and member stories to back up that promise

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Apply for a loan

5 Things You Should Know Before You Borrow

If you’re thinking about applying for a loan or opening a credit card, make sure you understand what you’re signing up for. These tips will help you know if it’s a good time to borrow, and how to do it responsibly and affordably. Read More
scholarships

Does a College Degree Really Pay Off?

We’ll cut to the chase: yes, on average, people with college degrees earn more. Great news, right? Well, yes and no. After all, you’re not average! Check out our Dream Blog post for help deciding whether the sizeable investment in a degree will be worth it to you. Read More
Holiday Loan

Holiday Loans: All the Fun, None of the Credit Card Debt

Want to protect your finances while enjoying the holidays? The right loan could be a simple, affordable alternative to using your credit card. Read More
Family working on boosting their credit score

6 Tips To Help You Boost Your Credit Score

It’s not a secret that your credit score is important to your financial well-being. After all, financial institutions and other businesses check your credit to make sure they’re not taking a big risk by doing business with you. Read More
Family consolidating debt

Is Debt Consolidation Right for You?

Sometimes life can get expensive. Whether you’re paying for holiday festivities or emergency car repairs, it’s convenient to cover expenses with a credit card or other financing. Read More
Young woman using her first credit card responsibly

How to Use Your First Credit Card Responsibly

Some people say “cash is king,” but carrying a lot of cash can be inconvenient and risky. A credit card is often safer and easier to carry. Plus, it can give you access to more money than will easily fit in your wallet. Read More