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Become a Member

We're better together

What You Can Expect with USE Credit Union

Get better rates and exceptional service

By becoming a member of a credit union, you generally get lower fees and better rates. Plus, you get the expertise of a certified financial coach with every visit—all of our staff are certified.

You’re a person, not an account number

Whatever your financial goals, we’ll help you find the best path forward. As a financial institution, we’re small enough to care, and big enough to help.

Access your money anywhere

With more than 30,000 surcharge-free ATMs and 6,000 shared branches across the country, USECU is here for you.

We believe we’re better together

USECU isn’t a bank. We’re a community. Which is why, every day, we’re working to help you realize your dreams.

Being a member is better than being a customer

When you join USECU, you become an owner of a non-profit financial cooperative. That means your needs come first, and you have a voice in how we do things.

Your money and your dreams are safe with us

Your USECU accounts are federally-insured up to at least $250,000 per individual depositor so you can bank with confidence and dream big.

Want to talk to someone about your options?

We couldn’t be more excited to introduce you to all the great benefits that come with USE Credit Union membership. Take a sec to give us a few details and we’ll have the right team member reach out at a time that’s convenient for you.

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We Make it Easy to Manage Your Money

CHECKING ACCOUNTS

Including Free Checking with eStatements, Student Checking, and dividend-earning Premier Checking.

CREDIT CARDS

With rewards, low non-variable rates, and low or no annual fees.

Auto, RV and Boat Loans

To get you on the road or on the water.

PERSONAL LOANS

For unexpected expenses or whatever you’re dreaming about.

HOME LOANS

So you can buy, refinance or tap the equity in your dream home.

SAVINGS, TERM CERTIFICATE AND MONEY MARKET ACCOUNTS

Offering maximum flexibility for your short- and long-term goals.

Insurance and Investment Services

To help protect what’s important to you and work toward the future of your dreams.

SOLAR LOANS

That enable you to cut your utility bills and be a climate hero.

STUDENT LOANS

To pay for stuff not covered by financial aid and scholarships.

FINANCIAL WELLNESS RESOURCES

Including webinars, financial calculators, and more to help you eliminate financial stress and change your status from money novice to money genius.

MEMBER PERKS

Like discounts at movie theaters, sporting events, theme parks, museums, plays and more.

Ready to dream bigger and build a better future?

When you join USE Credit Union, you’re joining a team of people who are working to support your aspirations—and your community.

Join online
Join in person

Disclosures

Must meet membership and account criteria. All loans subject to credit approval. Rates, terms and conditions subject to change.

Want to talk to someone about your options?

We couldn’t be more excited to introduce you to all the great benefits that come with USE Credit Union membership. Take a sec to give us a few details and we’ll have the right team member reach out at a time that’s convenient for you.

  • This field is for validation purposes and should be left unchanged.