Welcome to USE Credit Union

What Do You Dream About?

Let’s make that a reality

Make every day extraordinary.

Sound like a tall order? Well, here at USECU, it’s our mission. We want to empower you to dream bigger and build a better future, and we do that by connecting you with quality financial services.

Whether you're saving for college or planning your retirement, we're here to help you build a better future.

So, what’s the future you’ve been dreaming of?

woman with robotic leg at ocean

Annual Meeting of the Membership and Elections Announcement

Our Annual Meeting of the Membership will be held virtually at 5:00 p.m., Thursday, May 27, 2021.

Learn More About Our Nominees
annual meeting

We believe we’re better together.

Every day, we’re helping California communities realize their dreams. Here’s how we did in 2020.

We helped

Californians green-up their homes with low-cost renewable energy loans.

We provided over

in mortgage loans, helping more than 450 Californians realize their dream of homeownership.

We donated more than

to causes directly impacting our communities.

Tomorrow looks good from here.

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Say yes to possibility. Become a member.

When you join USE Credit Union, you’re joining a team of people who are working to support your aspirations—and your community.

Join USECU TodayQuestions? Talk to us

We're here to help you build a better future.

Explore our blog to get practical tips to help you save, grow and accomplish your goals.

Health and Wealth

The Health/Wealth Connection

The way you manage money can affect your health. Learn how improving your finances could pay off with positive health benefits. Read More
Savings Options

Which Savings Account Is Right for YOU?

Not all savings accounts are created equal. Find out what features to look for when you’re choosing where to stash your cash. Read More
Buy a home

Ready to Buy a Home? Think Beyond the Down Payment.

Buying a home is a big financial and emotional step. Consider the following factors before making the big move. Read More


Must meet membership and account criteria. All loans subject to credit approval. Rates, terms and conditions subject to change.