Welcome to USE Credit Union

What Do You Dream About?

Let’s make that a reality

Make every day extraordinary.

Sound like a tall order? Well, here at USECU, it’s our mission. We want to empower you to dream bigger and build a better future, and we do that by connecting you with quality financial services.

Whether you're saving for college or planning your retirement, we're here to help you build a better future.

So, what’s the future you’ve been dreaming of?

woman with robotic leg at ocean

Need a little help on the journey? We hear that. We offer a wide array of products and services to assist you. Let us help you accomplish your goals.

Get practical tips to help you accomplish your goals.

woman kayaking in the ocean

We believe we’re better together.

Every day, we’re helping California communities realize their dreams. Here’s how we did in 2019.

We helped

Californians green-up their homes with low-cost renewable energy loans.

We provided over

in mortgage loans, helping more than 300 Californians realize their dream of homeownership.

We volunteered nearly
800 hrs

to causes, events and organizations that reflect our commitment to health, wellness and inclusiveness.

Tomorrow looks good from here.

as low as
as low as
as low as
as low as

Say yes to possibility. Become a member.

When you join USE Credit Union, you’re joining a team of people who are working to support your aspirations—and your community.

Join USECU TodayQuestions? Talk to us

We're here to help you build a better future.

Explore our blog to get practical tips to help you save, grow and accomplish your goals.

Tips to save more money

6 Ways to Save More Money in 2020

It’s a fact: better credit leads to better opportunities. Here are six tips to help improve your credit score.

Read more

Person getting their finances in shape using this helpful checklist

Get Your Finances in Shape with this Helpful Checklist

Financial wellness doesn’t have to be complicated. This checklist can help you stay on top of your finances.

Read more

Family consolidating debt

Is Debt Consolidation Right for You?

A consolidation loan or credit card balance transfer can help you pay off high-interest debt faster. Here’s what you should know first.

Read more


Must meet membership and account criteria. All loans subject to credit approval. Rates, terms and conditions subject to change.