Welcome to USE Credit Union

What Do You Dream About?

Let’s make that a reality

Tomorrow looks good from here.

as low as
1.99
%
APR
as low as
3.99
%
APR
as low as
7.49
%
APR
as low as
9.90
%
APR

Make every day extraordinary.

Sound like a tall order? Well, here at USECU, it’s our mission. We want to empower you to dream bigger and build a better future, and we do that by connecting you with quality financial services.

Whether you're saving for college or planning your retirement, we're here to help you build a better future.

So, what’s the future you’ve been dreaming of?

woman with robotic leg at ocean

Need a little help on the journey? We hear that. We offer a wide array of products and services to assist you. Let, us help you accomplish your goals.

Get practical tips to help you accomplish your goals.

woman kayaking in the ocean

We believe we’re better together.

Every day, we’re helping California communities realize their dreams. Here’s how we did in 2020.

We helped
715

Californians green-up their homes with low-cost renewable energy loans.

We provided over
$183M

in mortgage loans, helping more than 450 Californians realize their dream of homeownership.

We donated more than
$64K

to causes directly impacting our communities.

Say yes to possibility. Become a member.

When you join USE Credit Union, you’re joining a team of people who are working to support your aspirations—and your community.

Join USECU TodayQuestions? Talk to us

We're here to help you build a better future.

Explore our blog to get practical tips to help you save, grow and accomplish your goals.

Person reviewing their finances

Start Getting Out of Debt Today

If you’re struggling with debt, you’re not alone. Take a deep breath, then take these steps to help you become debt-free, faster. Read More
Two people reviewing papers together.

Start Repairing Your Credit Score in 4 Simple Steps

Don’t let a weak credit score hold you back from achieving your dreams. Start to strengthen your credit by following these four steps. Read More
Auto Buying

11 Auto Loan Terms You Should Know Before Financing a Car

Buying a new car can be stressful, but it doesn’t have to be. Brush up on these common car-buying terms so you can shop with confidence. Read More

Disclosures

Must meet membership and account criteria. All loans subject to credit approval. Rates, terms and conditions subject to change.