Welcome to USE Credit Union

What Do You Dream About?

Let’s make that a reality

Make every day extraordinary.

Sound like a tall order? Well, here at USECU, it’s our mission. We want to empower you to dream bigger and build a better future, and we do that by connecting you with quality financial services.

Whether you're saving for college or planning your retirement, we're here to help you build a better future.

So, what’s the future you’ve been dreaming of?

woman with robotic leg at ocean

Need a little help on the journey? We hear that. We offer a wide array of products and services to assist you. Let us help you accomplish your goals.

Get practical tips to help you accomplish your goals.

woman kayaking in the ocean

We believe we’re better together.

Every day, we’re helping California communities realize their dreams. Here’s how we did in 2019.

We helped

Californians green-up their homes with low-cost renewable energy loans.

We provided over

in mortgage loans, helping more than 300 Californians realize their dream of homeownership.

We volunteered nearly
800 hrs

to causes, events and organizations that reflect our commitment to health, wellness and inclusiveness.

Tomorrow looks good from here.

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Say yes to possibility. Become a member.

When you join USE Credit Union, you’re joining a team of people who are working to support your aspirations—and your community.

Join USECU TodayQuestions? Talk to us

We're here to help you build a better future.

Explore our blog to get practical tips to help you save, grow and accomplish your goals.

Tips to save more money

6 Ways to Save More Money in 2020

Did you make a resolution to save more money in 2020? There’s still plenty of time to make it happen. Follow these tips, and by the end of the year, you’ll be an expert on how to save money—and you’ll have a bigger savings account balance to prove it. Read More
Person getting their finances in shape using this helpful checklist

Get Your Finances in Shape With This Helpful Checklist

Visiting the doctor helps keep you healthy. Trips to the mechanic keep your car on the road. And regularly reviewing your finances—and finding ways to improve them—can help you live better today and achieve your dreams tomorrow. Read More
Family consolidating debt

Is Debt Consolidation Right for You?

Sometimes life can get expensive. Whether you’re paying for holiday festivities or emergency car repairs, it’s convenient to cover expenses with a credit card or other financing. Read More


Must meet membership and account criteria. All loans subject to credit approval. Rates, terms and conditions subject to change.