Welcome to USE Credit Union

What Do You Dream About?

Let’s make that a reality

Make every day extraordinary.

Sound like a tall order? Well, here at USECU, it’s our mission. We want to empower you to dream bigger and build a better future, and we do that by connecting you with quality financial services.

Whether you're saving for college or planning your retirement, we're here to help you build a better future.

So, what’s the future you’ve been dreaming of?

woman with robotic leg at ocean

Annual Meeting of the Membership and Elections Announcement

Our Annual Meeting of the Membership will be held virtually at 5:00 p.m., May 27, 2021. Election of Volunteer Officials will be held during the meeting.

Learn More About Our Nominees
annual meeting

We believe we’re better together.

Every day, we’re helping California communities realize their dreams. Here’s how we did in 2020.

We helped

Californians green-up their homes with low-cost renewable energy loans.

We provided over

in mortgage loans, helping more than 450 Californians realize their dream of homeownership.

We donated more than

to causes directly impacting our communities.

Tomorrow looks good from here.

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Say yes to possibility. Become a member.

When you join USE Credit Union, you’re joining a team of people who are working to support your aspirations—and your community.

Join USECU TodayQuestions? Talk to us

We're here to help you build a better future.

Explore our blog to get practical tips to help you save, grow and accomplish your goals.

Financial resolutions

3 Solutions to Help You Keep Your Financial Resolutions

It’s a brand new year! An opportunity to press the refresh button, and a perfect time for self-reflecting, goal setting, and mapping out our lives for the next 365 days. Our resolutions act as a guidebook to success, and if we follow our path precisely, then we’re supposed to feel a real sense of accomplishment, right? But sadly, most people Read More
Person getting their finances in shape using this helpful checklist

Get Your Finances in Shape With This Helpful Checklist

Visiting the doctor helps keep you healthy. Trips to the mechanic keep your car on the road. And regularly reviewing your finances—and finding ways to improve them—can help you live better today and achieve your dreams tomorrow. Read More
energy bills

High Energy Bills? Here Are 9 Ways to Lower Them.

Learn smart strategies that can boost your home’s energy efficiency, so you can cut down on your energy bills while reducing your impact on the planet. Read More


Must meet membership and account criteria. All loans subject to credit approval. Rates, terms and conditions subject to change.