Your Security 
No-Fee Zone
Welcome to the No-Fee Zone
While other financial institutions are continually adding fees, we’re doing just the opposite by keeping our promise to lead in member-value by offering more for less. Discover the fees that USE doesn't charge:
- Free Checking with E-Statements
- Free ATMs (more than BofA and Wells combined)
- Free E-Statements
- Free Online Banking & Bill Payment
- Free Direct Deposit
- Free Cashier Checks
- Free Check Deposit from Home/Office
- Free Financial Management Tools with Account Aggregation
- Free Mobile and Text Banking
- Free iPhone App
- Free Account Alerts
- Free Mortgage Checkup
- Free 24-Hour Telephone Banking
- One Free Overdraft/NSF Fee Refund per Year
- No Call Center Fees
- No-Fee Credit Cards (no annual fee*, no balance transfer fee, no over-limit fees, no cash advance fees)
When it comes to saving you money, we’re proud to help keep more money where it belongs – in your pocket. When we do charge fees, you’ll find that in most cases the charges are up to 35% lower than the major banks in our markets, continuing our goal to keep more money in your wallet!
*No annual fee available to members who qualify based on credit worthiness.
