USE Credit Union

Student Loans

Tackle College Today. Take On the World Tomorrow.

USE Credit Union has a long history of service to both students and educators. Our legacy is serving the students, faculty and staff at some of California’s largest campuses, including UC San Diego, SDSU, UC Davis and UC Berkeley. So it’s no surprise that our members count on us to help make their college dreams a reality.

Sallie Mae's® Smart Option Student Loan®
Today, USE is proud to offer a variety of undergraduate and graduate student loans available through SallieMae – the nation’s leading financial services provider specializing in education.
Sallie Mae’s Smart Option Student Loan is the ideal solution to help you pay for college expenses not covered by scholarships and/or federal loans. 

  • Competitive fixed and variable interest rates providing choice and flexibility 
  • No origination fees or prepayment penalty
  • Borrow up to 100% of school certified education costs (minimum $1,000)
  • Multi in-school repayment options available
  • Borrower benefits available – like rewards and interest rate reductions
  • Rates that reward creditworthy borrowers
  • Cosigner option to help you qualify and/or receive a lower rate
  • Quck credit decision in 15 minutes online.
  • 24/7 online account management 

To learn more or to apply, please get started here.

Borrower benefit information valid as of December 13, 2010. Sallie Mae® Smart Option Student Loans are made by Sallie Mae Bank®. USE Credit Union is compensated for the referral of Smart Option Student Loan Customers. SLM Corporation and its subsidiaries, including Sallie Mae®, Inc. and Upromise Inc., are not sponsored by or agencies of the United States of America. Click here for complete disclosure information.  ©2010 Sallie Mae®, Inc. All rights reserved. GCR2517


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