Student Loans

USE Credit union can help you find the student loan to meet your goals. Federal and private student loans are available to undergraduate, graduate, legal and medical school students. Contact Sallie Mae, America's saving, planning and paying for college company, to talk to a student loan expert who can help you select the right loan for your needs.

With Sallie Mae's 1-2-3 Approach to Paying for College, students and families will tap the most affordable education funds first and minimize education loan debt upon graduation.

Step 1. Use Free Money First. Students should fill out the FAFSA to access need-based grants and research and apply for scholarships. Students should consider supplementing scholarships and grants  with current income and college savings.

Step 2. Explore Federal Loans. Available to both students and parents regardless of need,  federal loans offer low, fixed interest rates and flexible repayment options.

Step 3. Fill Any Gap With Private Loans. After students have pursued free money and federal loans, private student loans may be available to cover the rest of their education costs. Learn More or Apply Now!

Now you can pay for college the smart way with great repayment options! Together we can do this.

The USE Credit Union Smart Option Student Loan^® by Sallie Mae^® is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.

To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits:

• Competitive Interest Rates
• Borrow up to 100% of school certified education costs (minimum $1,000)
• Multiple in-school repayment options available
• Borrower benefits available – like rewards and interest rate reductions
• Rates that reward creditworthy borrowers
• Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
• Fast Online Application. Our easy-to-complete application takes about 20 minutes. It's quick and easy.
• 24/7 online account management
• No prepayment penalty.

To learn more or to apply, please get started here.

Borrower benefit information valid as of December 13, 2010. Sallie Mae Smart Option Student Loans are made by Sallie Mae Bank®. USE Credit Union is compensated for the referral of Smart Option Student Loan Customers. SLM Corporation and its subsidiaries, including Sallie Mae, Inc. and Upromise Inc., are not sponsored by or agencies of the United States of America. Click here for complete disclosure information.  ©2010 Sallie Mae, Inc. All rights reserved. GCR2517