Apply for a Loan

With USE's Online Loan Application, you can safely and securely apply for a loan 24-hours a day, 7 days a week. Click below to apply for a:

• 1st Mortgage Loan, 2nd Mortgage, Home Equity Loans and Lines of Credit
• All Other Loans

For personalized service, contact our Loan Call Center toll free at (866) LOAN-NEW (562-6639). If you have any questions about our online loan process, loan status, or need additional information, our Loan Call Center Representatives are available by phone Monday-Friday, 8:00am-5:00pm. After hours, you may email your questions to loaninfo@usecu.org for a response on the following business day.

You can also check your credit report quickly and easily before you apply.

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We recommend using a browser with a minimum of 128 bit encryption for optimal security. If you aren't sure what level of encryption you're currently using, you may want to download the latest version of browser software before continuing.

For free Microsoft Explorer^® upgrade, click here.¹

For free Netscape^® upgrade, click here.¹

All loans subject to credit approval. Rates, terms, and conditions subject to change without notice.

1. USE Credit Union is not affiliated with, nor does it endorse, the products and services of the Microsoft Corporation or Netscape.