Why Rent When You Can Own?

E-Z Qualification for Home Purchase or Refinance with a MyCommunityMortgage^TM 
Just when you thought you’d never be able to buy a new home, here is a new mortgage loan program to make your dream a reality. You can be a homeowner with an E-Z Qualification MyCommunityMortgage!

Low income? No cash reserves?
Low credit score? No problem!

• No points, no origination or broker fees
• Up to 90% financing
• No negative amortization
• Low or no credit score? Still apply!
• No cash reserves required
• Low 30-year fixed rate 
• Up to 30% of qualifying income can be boarder income from relatives or non-relatives
• Special consideration for military, police, fire, educators, and health care professionals

Contact your USE Home Loan Specialist to get started today!

All loans subject to credit approval. Financing available for California properties only. Property restrictions may apply. Property insurance required. Comprehensive fire and hazard insurance required. Flood insurance may be required. Mortgage insurance required on loan-to-values greater than 80%.