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Welcome to Rewards! 

The USE Platinum Credit Card Becomes a Rewards Card This Month

Life just got more exciting -- and rewarding, too!  Introducing Platinum MasterCard® Rewards from USE Credit Union. You earn one point for every $1.00 you spend in everyday purchases.*

Your Points. Your Perks.
Points add up fast, and you can spend them on things that matter to you. Like travel, dining, electronics, gift cards, green products, and so much more. You can even use your points to get cash back! Register your card today at www.manage-my-rewards.com.

Don't have our Platinum Card?
No problem. Click here to apply now with an instant credit decision.
You can even apply in any USE branch and receive your card instantly upon approval.

Unsecured Credit Cards with Platinum Benefits!

Take a look:

Rate

Rates as low as 2.99% APR

Special Features

Zero Fraud Liability**
No Annual Fee on most cards
No Cash Advance Fees
No Balance Transfer Fees
No Escalating Late Fees
No Over-the-Limit Fees
No Closed Account Fees
No Default Rates
No Penalty Rates
Purchase Assurance Coverage
MasterTrip® Travel Assistance
Master RoadAssist® Service
MasterLegal® Referral Service
Baggage Delay Insurance
Hotel/Motel Burglary Coverage
Satisfaction Guarantee Coverage
25-day grace period on purchases
24-hour MasterCard Global Service®
24-hour Telephone Banking  access
24-hour Online Banking  access

 

No-Credit-Check Secured Platinum Credit Card
(earns rewards, too!)

TAKE A LOOK:

Rate

Rates as low as 4.99% APR

Special Features

No Annual Fee
No Credit Check Required
No Income Verification Required
Available to 18 years of Age & Older
Secured by USE Credit Card Savings Secure account, earning our Regular Savings Account fixed APY.
Saving-Secure balance is 130% of the Credit Line
Zero Fraud Liability*
No Cash Advance Fees
No Balance Transfer Fees
No Escalating Late Fees
No Over-the-Limit Fees
No Closed Account Fees
No Default Rates
No Penalty Rates
Purchase Assurance Coverage
MasterTrip® Travel Assistance
Master RoadAssist® Service
MasterLegal® Referral Service
Baggage Delay Insurance
Hotel/Motel Burglary Coverage
Satisfaction Guarantee Coverage
25-day grace period on purchases
24-hour MasterCard Global Service®
24-hour Telephone Banking  access
24-hour Online Banking  access

Read our complete Guide to Benefits brochure to learn more.

Activate Your Card
How to activate your MasterCard credit card:
 • Visit your local USE branch 
 • Call toll free: (877) 723-5999

PIN-by-Phone
How to change your Personal Identification Number (PIN):
 • Visit your local USE branch
 • Call toll free: (877) 267-6941 
 • International #: (513) 534-2075

Lost or Stolen Card
How to report a lost/stolen card:
 • Visit your local USE branch 
 • Call toll free: (866) USE-4-YOU (873-4968) 
 • International #: (812) 647-9794
 • Optional after hours #: (800) 528-2273

MasterCard® SecureCode™
This new service to enhance your existing MasterCard credit and/or debit card. Your own private code means added protection against unauthorized use of your card when you shop online. Learn more.


For important rate and other disclosure information:
Credit Card Rates & Schedule of Fees 
Platinum MasterCard Credit Card Agreement & Federal Truth-In-Lending Disclosure Statement

*USE is not affiliated with CBSI, nor do we endorse the use of any of the rewards merchants or products listed. Products and providers are subject to change. **Certain terms and conditions apply. See www.mastercard.com/zeroliability for more details.
All loans subject to credit approval. Rates, terms, and conditions subject to change without notice. Rate and card features are based upon credit. Your rate may be higher. To be eligible for a USE credit card, you must be at least 18 years of age and a permanent U.S. resident with a Social Security Number. Applicants under the age of 21 must provide a qualified co-signer with the means to repay any extension of credit or the applicant must demonstrate that he/she has the independent means to repay any extension of credit.

 The USE Platinum MasterCard Credit Card is issued by USE Credit Union pursuant to a license agreement by MasterCard International Incorporated. USE Credit Union is not affiliated with, nor does it endorse, MasterCard International Incorporated.