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New and Factory-Certified Pre-Owned Pricing That Saves You Time and Money

Thank you for choosing the Costco Auto Program with exclusive benefits for USE Credit Union members. We've teamed up with Costco to make auto buying an easy and money-saving experience for USE members like you. Now you can purchase and finance your next vehicle with a combination of savings and extra perks only available to USE members.

SPECIAL OFFER:   Get a complimentary one-year paid Costco Gold Star Membership or a $50 Costco Cash Card (if you're already a Costco member), courtesy of USE Credit Union, when you purchase your vehicle through USE/COSTCO Auto Program and finance it at USE Credit Union.* Click here to begin an auto search now.

Why choose the USE/Costco Auto Program?

  • Costco-sized savings on a wide range of models
  • Dedicated Costco auto buying Web site for USE members only
  • Special USE auto loan rates that save you even more
  • Costco Member Advocates to assist you before, during and after your purchase
  • A complimentary one-year paid Costco Gold Star Membership or a $50 Costco Cash Card (if you're already a Costco member), courtesy of USE Credit Union when you finance your vehicle at USE*
  • An additional .50% auto loan discount with auto-pay from a USE checking account

Ready to Roll?
Whether you're just beginning your auto search or you're ready to apply for auto financing, using the Costco Auto Program for USE members can save you time, money and hassle.

Click here to begin an auto search now.

Click here to complete and submit your auto loan application. There's no application fee, and completing your application takes just minutes

Not a USE member?
Don't worry, it's easy to join. Everyone who lives or works in the following California Counties is eligible: Alameda, Sacramento, San Diego, Santa Clara, and Yolo. Click here to confirm membership eligibility.

All loans subject to credit approval. *Offer requires that you purchase your vehicle through the USE/Costco Auto Program and finance it at USE Credit Union.  Loan funding required and you must also complete a Costco Member Satisfaction Survey. USE is not affiliated with the Affinity Development Group or Costco and its affiliates, and expresses no opinion about its products or services.