| - | Choose Your Home Loan Specialist |
| - | Home Rebates Center |
| - | MyCommunityMortgage |
| - | Free Access to MLS |
| - | Free Home Buying Seminars |
| - | Rate Watch Service |
| - | Track Your Loan Progress |
Choose Your Home Loan Specialist
Visit personalized USE Home Loan Officer Websites for your area for helpful information regarding Mortgage Loans. These sites provide the following services online, anytime:
- Check current mortgage rates
- Sign up for "Rate Watch" - an email notification system that alerts you when the rate you specify is available
- Apply for a Mortgage Loan
- Check on the status of your loan
- Access payment calculators and other valuable resources
- Contact the Loan Officer in your area via phone or email!
Click on the link below for the Loan Officer nearest you!
| Branch | Loan Officer | Loan Officer Website |
| Northern California | ||
| Berkeley | Richard Ruiz | www.usecu.org/rruiz.html |
| Davis | Shelley Duckart | www.shelleyduckart.com |
| Davis | Tammy Crewdson | www.usecu.org/tcrewdson.html |
| Davis | Chris Majestic | www.usecu.org/cmajestic.html |
| Sacramento/Natomas | Jayson Tong | www.jaysontong.com |
| San Jose | Shelley Duckart | www.shelleyduckart.com |
| Southern California | ||
| Branch | Loan Officer | Loan Officer Website |
| Carmel Mountain | Cher Stingo | www.chervargasstingo.com |
| Chula Vista | Jose Garcia | www.usecu.org/jgarcia.html |
| Chula Vista | Ruben Madrigal | www.rubenmadrigal.com |
| Chula Vista | Dulce Romero | www.usecu.org/dromero.html |
| La Jolla | Betty Madamba | www.bettymadamba.com |
| La Jolla | Joanne Field | www.usecu.org/jfield.html |
| La Jolla | Kathleen Dallas-Orr | www.kathleendallasorr.com |
| La Mesa | Harold Cleeton | www.usecu.org/hcleeton.html |
| La Mesa | Sean Averill | www.seanaverill.com |
| Mission Valley | Donald Coleman | www.donaldecoleman.com |
| Mission Valley | Tom Holewinski | www.tomholewinski.com |
| SDSU | Donald Coleman | www.donaldecoleman.com |
| SDSU | Nelson Goncalves | www.nelsonbgoncalves.html |
| SDSU | Deborah Etchings | www.usecu.org/detchings.html |
| All of California | ||
| All Areas | Loan Call Center | www.usecu.org/loancallcenter.html |
All loans subject to credit approval. Rates, terms, and conditions subject to change without notice. Rate is based upon credit criteria. Your rate may be higher. Interest rates on "special situation" programs may be higher. Please consult your tax advisor for IRS guidelines on the deductibility of interest payments. USE is an Equal Housing Lender. Financing available for California properties only. Property restrictions may apply. Property insurance required. Comprehensive fire and hazard insurance required. Flood insurance may be required. Mortgage insurance required on loan-to-values greater than 80%.
