Home Equity Loan:
Fixed-Rate Second Trust Deed

With our Fixed-Rate Second Mortgage, you can use this equity in your home to pay off high-rate credit cards, make home improvements, finance your child's education, or finally take your dream vacation.

• Low, Fixed Annual Percentage Rate
• Tax-Deductible Interest in Most Cases
• Fixed Terms up to 25 Years
• Available for Both Owner Occupied and Non-Owner Occupied Properties
• Loan Amounts up to $250,000
• No Pre-Payment Penalty
• Borrow as Little as $10,000
• Borrow up to 100% of Your Home's Value

All loans subject to credit approval. Rates, terms, and conditions subject to change without notice. Click here for more rate information. Certain terms and restrictions apply. Rate is based upon credit criteria. Your rate may be higher. $175 loan fee. Regular fees may apply at the end of the loan (e.g., responding to a demand and/or preparing a reconveyance). Please consult your tax advisor for IRS guidelines on the deductibility of interest payments. USE is an Equal Housing Lender. Financing available for California property only. Comprehensive fire and hazard insurance required.