| - | Home Equity Line of Credit |
| - | Home Equity Loan |
Home Equity Lines of Credit &
Home Equity Loans
| Line / Loan | Features |
|
- Super-Low Variable APR |
|
| Home Equity Loan (Second Trust Deed) |
- Low, Fixed Rates |
All loans subject to credit approval. Rates, terms, and conditions subject to change without notice.Rate is based upon credit criteria. Your rate may be higher.Please consult your tax advisor for IRS guidelines on the deductibility of interest payments. USE is an Equal Housing Lender. Financing available for California property only. Comprehensive fire and hazard insurance required.
1. For loan amounts in excess of $250,000, the borrower is responsible for all actual costs incurred, based on the loan amount established. Offer available for new home equity lines of credit on both owner- and non-owner-occupied, 1-4 units properties. If the loan is closed within three years of origination, an Early Account Closure Fee may be assessed. A Reconveyance Fee is charged when your line is closed and your balance is paid in full.
2. The $50 Annual Fee is waived the first year and assessed on your anniversary date any year thereafter your balance falls below $10,000.
