Visa® Credit Cards
A USE Credit Union Visa card is accepted at over 28 million locations around the world - anywhere you see the Visa symbol. And whether you're shopping online, at your local market, or at a merchant abroad, you'll have peace of mind knowing you're always 100% protected from unauthorized use of your card.
Click here to activate your new USE Visa card online!
Your Visa product below will be determined based on your credit qualifications:
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Platinum Plus
(Apply)
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- Our lowest, fixed credit card rate
- No Annual Fee
- Lines from $5,000-$100,000
- 25-day grace period on purchases
- $1,000,000 Travel Accident Insurance
- Travel and Emergency Assistance
- Auto Rental Collision Damage Waiver
- Purchase Security Protection
- Warranty Manager Service
- No fee for regular Travelers Cheques
- Discount on Cheques for Two
- 24-hour worldwide Visa assistance
- 24-hour Telephone Banking access
- 24-hour Online Banking access
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Platinum
(Apply)
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- Low, fixed rate
- No Annual Fee
- Lines from $5,000-$100,000
- 25-day grace period on purchases
- $1,000,000 Travel Accident Insurance
- Travel and Emergency Assistance
- Auto Rental Collision Damage Waiver
- Purchase Security Protection
- Warranty Manager Service
- No fee for regular Travelers Cheques
- Discount on Cheques for Two
- 24-hour worldwide Visa assistance
- 24-hour Telephone Banking access
- 24-hour Online Banking access
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Platinum: Gold Series
(Apply)
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- Low, fixed rate
- No Annual Fee
- Lines from $5,000 to $20,000
- 25-day grace period on purchases
- $1,000,000 Travel Accident Insurance
- Travel and Emergency Assistance
- Auto Rental Collision Damage Waiver
- Purchase Security Protection
- Warranty Manager Service
- No fee for regular Travelers Cheques
- Discount on Cheques for Two
- 24-hour worldwide Visa assistance
- 24-hour Telephone Banking access
- 24-hour Online Banking access
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Platinum: Classic Series
(Apply)
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- Low, fixed rate
- Annual Fee: $15
- Lines up to $10,000
- 25-day grace period on purchases
- $1,000,000 Travel Accident Insurance
- Travel and Emergency Assistance
- Auto Rental Collision Damage Waiver
- Purchase Security Protection
- Warranty Manager Service
- No fee for regular Travelers Cheques
- Discount on Cheques for Two
- 24-hour worldwide Visa assistance
- 24-hour Telephone Banking access
- 24-hour Online Banking access
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Platinum Student
(Apply)
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- Low, fixed rate
- Annual Fee: $5
- Lines from $250 to $1,000
- 25-day grace period on purchases
- $1,000,000 Travel Accident Insurance
- Travel and Emergency Assistance
- Auto Rental Collision Damage Waiver
- Purchase Security Protection
- Warranty Manager Service
- No fee for regular Travelers Cheques
- Discount on Cheques for Two
- 24-hour worldwide Visa assistance
- 24-hour Telephone Banking access
- 24-hour Online Banking access
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Platinum Secured
(Apply)
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- Fixed rate
- Annual Fee: $35
- Secured by funds in USE savings
- Credit lines from $100 to $50,000
- 25-day grace period on purchases
- $1,000,000 Travel Accident Insurance
- Travel and Emergency Assistance
- Auto Rental Collision Damage Waiver
- Purchase Security Protection
- Warranty Manager Service
- No fee for regular Travelers Cheques
- Discount on Cheques for Two
- 24-hour worldwide Visa assistance
- 24-hour Telephone Banking access
- 24-hour Online Banking access
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Membership Visa
(Apply)
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- Fixed rate
- No credit check required; simply pass ChexSystems to qualify
- Must establish an active USE checking account with direct deposit
- Annual Fee: $35
- Credit Line: $500
- 25-day grace period on purchases
- $1,000,000 Travel Accident Insurance
- Travel and Emergency Assistance
- Auto Rental Collision Damage Waiver
- Purchase Security Protection
- Warranty Manager Service
- No fee for regular Travelers Cheques
- Discount on Cheques for Two
- 24-hour worldwide Visa assistance
- 24-hour Telephone Banking access
- 24-hour Online Banking access
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To be eligible for a USE Visa card, you must be:
- At least 18 years of age
- A permanent U.S. resident with a Social Security Number
- Currently enrolled as a full- or part-time student (pertains to Visa Platinum Student cards only)
For important disclosure information, click here.
Report Your Card Stolen Online:
Online Card Services
USE Card Services:
(866) USE-4-YOU (873-4968), Mon-Fri, 8:30am - 5:30pm
Visa USA:
(800) 682-6075, after Credit Union hours, weekends, or on holidays
International:
(206) 352-3482, call collect
Need a new PIN but can't get to a branch? Click here.
All loans subject to credit approval. Rates, terms, and conditions subject to change without notice. Rate is based upon credit. Your rate may be higher.
USE Credit Union is not affiliated with, nor does it endorse, Visa U.S.A.
