Guaranteed Asset Protection

Guaranteed Asset Protection (GAP) Advantage

The GAP Advantage is beneficial when the value of your new or used auto depreciates at a faster rate than your monthly loan payments actually reduce the outstanding loan balance. This often happens when a vehicle is "totaled" or stolen, because your regular auto insurance company will determine the actual cash value of the vehicle and pay only that amount towards the loan. This means you're left with a deficiency balance (unpaid loan balance) on your loan. With the Guaranteed Asset Protection Advantage, your remaining loan balance is paid in full. GAP Advantage even pays an additional $1,000 toward the purchase of a replacement vehicle when it's financed through USE Credit Union.

If you are interested in the GAP Advantage, stop by your local branch or call us toll free at (866) USE-4-YOU (873-4968).

All loans subject to credit approval. Rates, terms, and conditions subject to change without notice.

USE Credit Union is not affiliated with, nor does it endorse, the products and services listed above.