Fraud Protection Plus

A recent Federal Trade Commission report stated that one in eight adults have had their credit cards abused, identity compromised, or credit rating tarnished by identity thieves over the past five years. To give our members an effective way to deal with these issues, we offer Fraud Protection Plus, which includes:

• $10,000 Identity Theft Insurance with Fraud Assistance
  You'll have up to $10,000 in financial compensation for qualified expenses incurred in the recovery of your stolen identity. Included in this benefit is Fraud Assistance, a comprehensive service designed to help with the hassle of clearing your good name. (Identity Theft Insurance is not available to residents of the state ofNew York.)
• Debix Fraud Defense^TM
  Help stop identity theft before it happens. If a credit issuer activates the Debix phone-based identity verification system, Debix Fraud Defense can stop an identity thief who is attempting to obtain credit in your name. Only you can provide your personal security code.
• Card Patrol^SM
  Receive real-time, early warning technology which monitors various chat rooms across cyberspace for your personal information. In the event that identity theft occurs, help will be waiting.
• Credit Alert^®
  With 24-hour, daily credit monitoring, you'll be alerted automatically of certain negative changes to your credit. While it can't prevent identity theft, Credit Alert can greatly reduce its impact by allowing you to minimize the damage. In the unfortunate event you receive notification of a negative change, you'll be provided with access to the Credit Information Hotline. The hotline is staffed with trained individuals ready to provide answers to commonly asked questions. If there are no changes to your credit, you'll even receive a quarterly notification letting you know that nothing has changed.
• Payment Card Protection
  Protect all your credit, debit, ATM and check cards in the event of theft or loss. Once you register your cards, you need only to call one toll-free number 24/7 to cancel lost or stolen cards.

To enroll and start protecting yourself today, click here.

Fraud Protection Plus benefits described above are provided by Affinion Benefits Group, LLC. USE Credit Union is not affiliated with Affinion Group Benefits and does not assume responsibility for the provision of benefits or services.