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Investing & Insurance

Enhanced Fraud Protection is Here
Every 2.8 seconds someone’s identity is stolen.  It’s time to protect yours.

Looking for the Fraud Protection Plus login? Click here.

USE now offers IdentitySecureSM a comprehensive program with unparalleled tools that include Triple-Bureau Credit Reports and Credit Scores every 90 days, 24-hour daily credit monitoring, and ID Theft Insurance. Feel secure with all this and more for just $ 9.95 a month.

IdentitySecureSM At-A-Glance

  • Triple-Bureau Credit Reports and Credit Scores: Receive up-to-date credit reports and scores from all three major reporting agencies – Experian®, Equifax®, and TransUnion® - every 90 days.  
  • Triple-Bureau Daily Credit Monitoring:  Receive daily monitoring from all three major reporting agencies – Experian®, Equifax®, and TransUnion® - notifying you of any new inquiries, derogatory information, accounts opened or public records added to your credit files.  
  • Credit/Debit Card and Social Security Number Monitoring:  Real-time, web-crawling technology monitors underground chat rooms, websites, and blogs where thieves trade and sell stolen credit/debit cards or Social Security Number data.
  • Card and Document Registration:  Store important cards and documentation in a single, secure location.  
  • Lost/Stolen Credit Card Assistance 24/7:   Make one call to the member service number and all credit card issuers will be notified of the lost/stolen cards, all accounts will be cancelled and new cards will be issued.  Plus, if you are stranded more than 100 miles away from home, you can receive $1,000 in emergency cash and a prepaid ticket back home.
  • Neighborhood Reports:  Get an in-depth overview of virtually every neighborhood in the United States including home values, demographics, crime rates, climate, pollution measurements and more.
  • $10,000 Identity Theft Insurance:  Protect your assets with up to $10,000 in loss recovery protection for covered expenses with no deductible.
  • Identity Fraud Support Service:  Receive personalized assistance in resolving a case of identity fraud including a dedicated caseworker.
  • Fraud Assistance Toolbox:  Set up fraud alerts, stop pre-approved credit offers, and stop unwanted telemarketing calls.  
  • MyIDMatters®:   A one-stop site for fraud and identity protection news and education.
  • Calculator Suite and Credit Score Illustrator:  Determine the best ways to pay down debt and manage household budgets with a host of specialized tools.  

Don't wait to become the next victim. Get the peace of mind you deserve by enrolling one of three easy ways:

  1. Call (866) USE-4-YOU (873-4968)
  2. Visit your local USE Branch
  3. Click here to enroll online using your USE Platinum Credit Card
     

Already Enrolled? Click here to access your IdentitySecure account.

USE Credit Union is not an affiliate of Affinion Benefits Group, LLC.