Your Security 
Make Your Nominations Count:
Vote for us today!
Thank you for nominating us in the San Diego's Best Reader's Poll! Please make your nominations count by voting for us today. Simply click here to begin voting now. We've been nominated in three categories:
You can vote once every 24 hours per category from any PC, Macintosh or internet-enabled smart phone through June 27, 2010. So please vote as often as you can to make your nominations count. The winners in each category will be announced August 22, 2010.
Why Vote For USE?
One great reason is pride of ownership. As a USE member, you're part owner in an organization dedicated to providing members with an Unbeatable Service Experience. By voting for your credit union, you can add your voice to thousands of others who take pride in belonging to a financial cooperative that puts members first. And how nice would it be to know that you already bank at San Diego's Best Credit Union, Home Loan Provider and Financial Planner?
More Great Reasons To Vote For USE
At USE, we've been hard at work integrating new technology to bring you the best banking and home loan platforms available anywhere. Today, we're one of the nation's most progressive credit unions, offering you superior banking and mortgage products -- many of which you won't find anywhere else. Here's a quick summary of what makes USE stand out among our competition:
Best Local Credit Union
In 2009, USE surged to the forefront of credit unions by leveraging new technology to make your banking experience one-of-a-kind. USE ranks in the top 3% of credit unions nationwide, and consistently earns top member satisfaction scores from our members
- State-of-the-art Online Banking and BillPay
- Mobile and Text Banking
- MyPic Custom Photo Visa Cards
- FinanceWorks Account Aggregation (powered by Intuit)
- Below-market rates on auto, Visa, and home equity loans/lines
- Discounted Student Loans powered by Sallie Mae
- Visa Gift Cards with Low Purchase Fee
- Free Checking with Free Checks for Life & Free Overdraft
- Above-market rates on Money Market deposit accounts
- Instant-Issue Debit Cards with Customized PINs
- Nation’s largest, free ATM network, with more free ATMs than BofA & Wells Fargo combined!
Best Home Loan Provider
USE Home Loan Division gives you an expanded array of products and services, not to mention three specific guarantees related to price and service. In 2009, USE ranked in the top 1% (by volume) of credit union mortgage lenders nationwide -- and this year we're shooting for the number one spot!
- Expanded Product Suite (including Jumbo Loans up to $1.5 million)
- Best Price and Service Guarantees†
- We guarantee to beat any lender’s price, or we’ll pay you $750†
- We guarantee to give you a same-day loan decision, or we’ll pay you $250
- We guarantee to meet your requested closing date, or we'll reduce your interest rate by 1/8 of one percent for the life of the loan.*
- Pre-Purchase Rate Protection (with one free rate float-down)*
- State-of-the-Art Online Mortgage Center
- Free Mortgage Cost Analysis
- Industry Leading Member Satisfaction Scores
(99 out of 100 people recommend USE Home Loans!)
Best Financial Planner
Powered by LPL Financial, USE makes it easy for you to plan your financial future or maximize your retirement. Members have access to expert assistance and a full array of brokerage services, including stocks, bonds, mutual funds and much more. Learn more about USE's Investment Services.
