Visa CheckCard / Debit Card

USE Offers Instant Issue Debit Cards
If your USE Xpress ATM & CheckCard is ever lost or stolen, you can now get a new one on-the-spot at any USE branch. Simply walk into the branch, and you'll be walking out with your new card - virtually eliminating the delay in restoring ATM and point-of-purchase access to your funds.

Personalize Your Debit Card with MyPic
Make your Visa CheckCard as unique as you by personalizing it with your favorite picture! Click here. 

What is a Visa CheckCard / Debit Card?
This great product may look like a Visa^®  Card, but it actually works the same as a check. USE Credit Union's enhanced ATM Card, the Visa Xpress CheckCard (debit card), can be used in two ways:

• Allows checking account access through any ATM displaying the Visa logo
• May be used at any merchant where the Visa logo is displayed (just like a Visa credit card - except the funds come directly from you checking account)

This card allows purchases to be made, and the funds are then deducted (debited) directly from your USE checking account. The Visa Xpress ATM & CheckCard is offered with most of USE's checking accounts.

PIN-by-Phone:  Need a new PIN but can't get to a branch? Click here.

Why use a Visa Check Card/Debit Card?

• Faster and easier than writing checks
• Safer than carrying cash
• Provides easy record keeping with a detailed statement
• Accepted at many merchants where checks aren't
• When used for signature-based purchases (that is, you swipe the card and then sign), you qualify for Visa Platinum-level benefits, including:
    - $1,000,000 Travel Accident Insurance
    - Travel and Emergency Assistance
    - Auto Rental Collision Damage Waiver
    - Purchase Security Protection
    - Warranty Manager Service

A Platinum Visa Xpress ATM & CheckCard, which has higher withdrawal limits, is offered only with USE's Premier Membership Checking Account.

A Classic Visa Xpress ATM & CheckCard is offered with USE's Free Checking Account and Membership Checking Account.