Platinum MasterCard^® Debit/ATM Card

USE Offers Instant Issue Debit Cards
If your USE Platinum MasterCard Debit/ATM Card is ever lost or stolen, you can now get a new one on-the-spot at any USE branch. Simply walk into the branch, and you'll be walking out with your new card - virtually eliminating the delay in restoring ATM and point-of-purchase access to your funds.

Cash4U Debit Rewards
Learn how you will earn cash back on your everyday purchases with our newly enhanced Cash4U Debit Rewards Program!

What is a Platinum MasterCard Debit/ATM Card?
This great product may look like a MasterCard card, but it actually works the same as a check. It can be used in two ways:

• Allows checking account access through any ATM displaying the MasterCard, Maestro, or Cirrus logo
• May be used at any merchant where the MasterCard logo is displayed (the funds come directly from your checking account)

This card allows purchases to be made, and the funds are then deducted (debited) directly from your USE checking account. The Platinum MasterCard Debit/ATM card is offered with most of USE's checking accounts.

PIN-by-Phone:  Need a new PIN but can't get to a branch? Click here.

Why use a debit/ATM card?

• Faster and easier than writing checks
• Safer than carrying cash
• Provides easy record keeping with a detailed statement
• Accepted at many merchants where checks aren't
• When used for signature-based purchases (that is, you swipe the card and then sign), you qualify for MasterCard Platinum-level benefits, including:
  • Zero Fraud Liability* 
  • Baggage Delay Coverage
  • Hotel/Motel Burglary Coverage
  • Purchase Assurance Coverage
  • Satisfaction Guarantee Coverage
  • Master RoadAssist^® Service
  • MasterCard Global Services™
  • Travel Assistance Services:  MasterTrip^® Travel Assistance, Travel Services Medical Assistance, MasterLegal^® Referral Service