Standard Term Investments

We offer a variety of Term Investment Accounts, so you can choose the one that best fits your financial needs. The following information pertains to our regular Term Investment Account:

• Minimum opening deposit as low as $1,000
• Fixed rate for the term of the certificate
• Higher rates for opening deposits of $2,500 and $10,000
• Terms from 90 days to 10 years
• Dividends calculated on the daily balance, compounded, and paid quarterly
• Earned dividends can be withdrawn monthly or quarterly without penalty; however, this will reduce your earnings
• Additional deposits are not permitted before the maturity date
• Early withdrawal penalties may apply if you withdraw principal from your account before the maturity date
• For most types of Term Investments, funds can be pledged as collateral for a Term-Secured loan at an affordable rate that's just 3% more than your Term Investment Account rate
• For information on IRAs,  click here.

Dividend Rates, APYs, and terms are subject to change without notice. There are fees associated with these accounts. See Schedule of Fees for more information. Fees may reduce earnings.