Term Investment Accounts

With a USE Term Investment Account, you can invest your dollars for a determined period of time at a fixed dividend rate, giving you the opportunity to ride out dividend rate fluctuations that may occur. And, our Term Investments offer you competitive tiered rates, so the more money you put in, the more you'll get out of it. Term Investments are useful when you are:

• Looking for an investment vehicle with a guaranteed rate for a specific period of time
• Shopping for an investment with an attractive rate and don't need immediate access to your money
• Receiving a large sum of money that you'd like to invest for a limited time, such as proceeds from a real estate sale, a tax refund, or an inheritance that you plan to reinvest later  

Choose from the following term investment options:

• Standard Term Investments
• Add-On Term Investment
• Option Rate Term Investments

Dividend Rates, APYs, and terms are subject to change without notice. Term Investment penalties may apply to early withdrawals. There are fees associated with these accounts. See Schedule of Fees for more information. Fees may reduce earnings.