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Checking & Savings

High-Yield Money Market Checking

USE's Wall Street Index Account is a high-yield money market checking account that combines the best of a Term Investment account and a Money Market account in one. You benefit from a high rate of return, while enjoying money market liquidity!

  • High Rate of Return
  • Unlimited Deposits
  • 6 Withdrawals Allowed per Month, with 3 by Check Access
  • Minimum Opening Deposit of $100
  • First Order of Checks at No Charge2
  • No Monthly Service Fee on Balances of $2,500 or Higher (Monthly Service Fee for Balances Less Than $2,500)
  • Automatic Payroll Deposits Available
  • Dividends Calculated on the Daily Balance, Compounded, and Paid Monthly
  • No Visa® Xpress ATM & CheckCard Access
  • Funds Cannot Be Used to Secure a Loan

This is a variable rate account. Dividend rates, APYs, and terms are subject to change without notice.
1. The Annual Percentage Yield (APY) is based on the "All Taxable Money Market Fund Average 7-Day Simple Yield" as published in the Wall Street Journal every Thursday, plus a margin that can range from minus 1% to plus 2%. Rates change on the 1st of the month, based on the rates published on the last Thursday of the previous month. Balances under $25,000 earn the same rate as our Regular Savings Account. All rates are subject to change at the discretion of the Board of Directors.
2. No charge for USE image checks up to a maximum 150 duplicate or 200 wallet style.