Your Security 
Savings & Money Market Accounts
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Advantage Savings |
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Regular Savings |
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Holiday Savings |
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Penny Penguin Kid's Club |
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Market Rate Plus |
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Money Market Advantage |
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High-Yield Money Market Checking |
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Membership Money Market |
Savings & Money Market Accounts
| Account Features | |
| Advantage Savings | - Earns Dividends on Any Balance - No Minimum Balance Required - No Monthly Maintenance Fee - ATM Access (No check access) - Minimum Opening Deposit: $25 - $35 or More Monthly Auto Transfer from a USE Checking Account Required |
| Regular Savings | - Earns Dividends on Any Balance - Unlimited Branch Deposits and Withdrawals Without Penalty1 - No Monthly Service Fee on Daily Balance of $200 or Higher - Minimum Opening Deposit: $25 |
| Holiday Savings |
- Usually Earns Higher Rate Than Regular Savings - Minimum Opening Deposit: $5.00 - Minimum Deposits of $5.00 - No Minimum Balance Fees - Dividends Calculated on Daily Balance and Paid Annually at Time of Disbursement in November (No Other Withdrawals Allowed) - One annual disbursement in November, no other withdrawals allowed. If a withdrawal is made, the account is closed and accrued dividends forfeited. |
| Penny Penguin Kid's Club | - Designed for Members Age 16 and Younger - Can Earn Gift Cards at Popular Merchants2 - Earns Dividends on Any Balance - Unlimited Branch Deposits and Withdrawals Without Penalty1 - Minimum Opening Deposit: $25 |
| Market Rate Plus | - Unlimited Branch Deposits and Withdrawals Without Penalty1 - No Monthly Service Fee on Daily Balance of $2,500 or Higher - Minimum Opening Deposit: $2,500 - Tiered Account Offers Higher Dividends on the Following Balance Ranges: - $0 - $2,499 - $2,500 - $9,999 - $10,000 and greater |
| Money Market Advantage | - Six Withdrawals per Month (3 by Check) - First Check Order at No Charge3 - No Monthly Service Fee on Daily Balance of $2,500 or Higher - Unlimited Deposits - Tiered Account Offers Higher Dividends on the Following Balance Ranges: - $0 - $14,999 - $15,000 - $24,999 - $25,000 - $49,999 - $50,000 - $249,999 - $250,000 - $999,999 - $1,000,000 and above |
| High-Yield Money Market Checking (Wall Street Index Account) |
- Earn a Higher Rate of Return - Unlimited Deposits - Six Withdrawals Allowed per Month (3 by Check) - First Order of Checks at No Charge3 - No Monthly Service Fee on Balances of $2,500 or Higher - Minimum Opening Deposit: $25,000 |
1. Transaction limitations apply.
2. Limits apply. Click here for program details.
3. No charge for USE image checks up to a maximum 150 duplicate or 200 wallet style.
