Individual Retirement Accounts (IRAs)

Still Paying an IRA Annual Fee?
Many Americans still enjoy substantial tax benefits by opening or contributing to an IRA.¹ At USE our IRAs have No Annual Fee. Never had one. Never will! Move your accounts today and save!

To Help Empower You to Make the Best IRA Choice for Your Future, We Offer the Following Options:

Open & Manage Your Own Retirement Accounts: Through Retirement Central^® and in the comfort and privacy of your home, you can open and manage your Individual Retirement Accounts (IRAs), and connect with IRA Specialists – all through online connections. Retirement Central has it all - education, calculators and planning tools, investment information, and the forms you can easily complete and submit online.
Work with a Financial Professional: From a tax perspective, making the right decision about your retirement is important. However, there is another equally important decision - how to invest your retirement plan assets to provide the most financially secure retirement. If you've already received a distribution from your company's retirement plan and have established an IRA you are managing yourself, you may want to consider whether you have the time and investment expertise to be sure your retirement goals will be achieved. Whether you are about to receive your retirement funds or you've already established an IRA, USE members have access to investment professionals that can assist you in making investment choices to meet your financial goals.

Dividend Rates, APYs, and terms are subject to change without notice. Term Investment penalties may apply to early withdrawals. There are fees associated with these accounts. See Schedule of Fees for more information. Fees may reduce earnings. The IRA features described above are for informational purposes only and are subject to change. Advice from a tax advisor or legal counsel is recommended. Click here to read more about tax laws and regulations. 1. Professional tax advice recommended for your personal situation.