Your Security 
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Direct Deposit |
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Premier Checking |
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Free Checking |
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Membership Checking |
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Student Checking |
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Money Market Advantage |
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High-Yield Money Market Checking |
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Rewards Package |
Student Checking
- No Monthly Maintenance Fee
- No Minimum Balance Requirement
- $25.00 Minimum Opening Deposit
- Free E-Statements Are Required for This Account1
- BillPay Free of Monthly Service Charge2
- Free Access to Finance Works Powered by Quicken
- Free Checks for Life3
- One Free Overdraft/NSF Fee Refund per Year4
- Free Visa Xpress ATM & CheckCard (Classic Card)
- .50% Discount on Auto, Boat, and RV Loans with Automatic Payments from your USE Checking Account5
- Free Money-Saving Mortgage Cost Analysis
- Free Funds Transfers between USE Members
- Free Direct Deposit
- Free Unlimited Check-Writing (No Per Check Charges)
- Overdraft Protection Available with Any USE Visa
- Rewards Package Option7
Student requirements: A Student Checking Account is designed for members who currently attend college. Should you no longer attend college, your Student Checking Account will convert to a Free Checking Account. All fees and charges applicable to the Free Checking Account will apply, as disclosed on the then current Fees & Charges Schedule. If you are no longer attend college and you do not qualify for the Free Checking Account (e.g. you do not receive E-Statements), your account will convert to a Membership Checking Account. All fees and charges applicable to the Membership Checking Account will apply, as disclosed on the then current Fees & Charges Schedule. 1. Online E-Statements are a requirement of Free Checking. If at any point you un-enroll from E-Statements, your account will be converted to a Membership Checking Account, subject to all fees associated with that account.
2. If your Online BillPay account has no activity for 91 days or more, as measured by the paying of at least one bill, your BillPay service will be deactivated, and you will be required to re-enroll.
3. Limit of one order/box of USE image style checks per year.
4. Overdraft/NSF refund is initiated at member's request.
5. 0.50% will deducted from the prevailing loan rate at the time of application. A USE Checking Account must first be opened and automatic loan payments must be established from this account to pay the monthly loan payment. All loans subject to credit approval. Rates, terms, and conditions subject to change without notice.
6. All loans subject to credit approval. Rates, terms, and conditions subject to change without notice.
7. Rewards Package $5.00 per month.
