Your Security 
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Direct Deposit |
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Premier Checking |
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Free Checking |
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Membership Checking |
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Student Checking |
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Money Market Advantage |
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High-Yield Money Market Checking |
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Rewards Package |
Membership Checking
- Low Monthly Maintenance Fee
- Monthly Maintenance Fee Waived with Minimum Daily Balance of $500.00
- $100.00 Minimum Opening Deposit
- BillPay & Presentment Free of Monthly Service Charge1
- Free Access to Finance Works Powered by Quicken
- Free Checks for Life2
- One Free Overdraft/NSF Fee Refund per Year3
- Free Visa® Xpress ATM & CheckCard (Classic Card)
- .50% Discount on Auto, Boat, and RV Loans with Automatic Payments from your USE Checking Account4
- Free Money-Saving Mortgage Cost Analysis
- Free Funds Transfers between USE Members
- Free Direct Deposit
- Free Unlimited Check-Writing (No Per Check Charges)
- Overdraft Protection Available with Any USE Visa® Card5
- Rewards Package Option6
1. If your Online BillPay account has no activity for 91 days or more, as measured by the paying of at least one bill, your BillPay service will be deactivated, and you will be required to re-enroll.
2. Limit of one order/box of USE image style checks per year.
3. Overdraft/NSF refund is initiated at member's request.
4. 0.50% will deducted from the prevailing loan rate at the time of application. A USE Checking Account must first be opened and automatic loan payments must be established from this account to pay the monthly loan payment. All loans subject to credit approval. Rates, terms, and conditions subject to change without notice.
5. All loans subject to credit approval. Rates, terms, and conditions subject to change without notice.
6. Rewards Package $5.00 per month.
