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Checking & Savings

Direct Deposit of Payroll, Social Security, & More

Direct Deposit is a free service from USE Credit Union to make managing moneys you receive on a recurring basis fast, easy and safe. Here's how it works: Any recurring income you receive, such as payroll from your employer, Social Security, pension or retirement income, annuities or dividend payments, etc., are set up to be automatically deposited into your USE checking or savings account. 
 
Fast. Safe. Easy. Here's how you benefit from direct deposit:

  • It's free 
  • Same-day access to your money (on the day of deposit) 
  • Never worry about checks getting lost, stolen, or delayed 
  • No trips to the bank 
  • No waiting in lines 
  • Money is deposited even if you are out-of-town, on vacation, or too busy

To begin direct deposit/payroll deduction to your USE account, provide your payroll department or the originator of the deposit (e.g., government agency, annuity group, company, vendor, etc.) with one of the following:

Or provide them with the following information:

USE Credit Union
10120 Pacific Heights Blvd.
San Diego, CA 92121
Phone Number: (858) 795-6100
Routing & Transit #: 322281691
Account #: Your member # is your account #. Simply indicate whether you want the funds deposited into your checking or savings account. (Note: Do not include any number following your actual member #.)

If you need further assistance, please don't hesitate to contact us at (866) USE-4-YOU (873-4968) or memberservice@usecu.org.