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Direct Deposit |
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Premier Checking |
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Free Checking |
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Membership Checking |
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Student Checking |
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Money Market Advantage |
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High-Yield Money Market Checking |
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Rewards Package |
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All loans subject to approval. USE is an Equal Housing Lender. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. The National Credit Union Administration (NCUA) is a U.S. Government Agency. 1. Online E-Statements are required. If at any point you stop receiving E-Statements, your account will convert to a Membership Checking Account, subject to the fees associated with that account. You're responsible for notifying the Credit Union if your email address changes. 2. Balance in checking accounts, plus linked savings, money market and deposit accounts, term investments, and IRA accounts. 4. Limit of one order/box of USE image style checks per year. 5. Overdraft/NSF refund is done at your request. 6. To qualify as an checking account, you must have a minimum activity level of five (5) transactions posted each month. Eligible transactions include deposits or withdrawals by check, debit card, ATM card, ACH, transfers between USE accounts, automated deposits and automated withdrawals. In addition, you must maintain a positive account balance or meet the requirements of one of USE's overdraft protection programs. 7. For ATM usage, non-refundable ATM operator and foreign transaction and currency exchange fees may apply. 8. Limit four free per month. 9. Limit one additional Premier Membership Checking Account; account must be on the same Membership number as the original Premier Membership Checking Account. In the event the original Premier Membership Checking Account is closed, the additional Premier Membership Checking Account will then be subject to the standard Premier Membership Checking fee waiver requirements and the subsequent fees for not meeting those requirements. 10. Limit one $10 Voucher per year, per Premier Membership Checking account.