Savings Bonds

Whether you're saving for a new home, education, retirement, or a rainy day, U.S. Savings Bonds can help you safely reach your goals. With Savings Bonds, your investment will grow for 30 years, but you also have the option of cashing them anytime after six months.

Since bonds are backed by the full faith and credit of the United States, they are safe and secure. They can even be replaced if lost, stolen, or destroyed, as long as it can be established that the bonds haven't been cashed or, if cashed, have been paid in error to the wrong person.

Bonds also have tax advantages. The interest earned is exempt from State and local income tax, and you can defer paying Federal income tax on the interest until you cash your bond or until it stops earning interest in 30 years.¹

USE acts as an agent for the purchase and cashing of Series EE and Series I Bonds. We offer this service to both members and non-members without a fee.

Series EE Bond:

• Issued at 50% of face value
• Offered in 8 denominations: $50, $75, $100, $200, $500, $1,000, $5,000, and $10,000
• $15,000 issue price ($30,000 face value) annual purchase limit per person

Series I Bond:

• Issued at face value
• Offered in 8 denominations: $50, $75, $100, $200, $500, $1,000, $5,000, and $10,000
• $30,000 annual purchase limit per person

To get your Savings Bonds, please stop by your local branch. To answer any questions you many have, ask a branch representative or call us at (866) USE-4-YOU (873-4968).

1. Please consult your tax advisor regarding IRS guidelines on potential tax benefits.