USE Credit Union
Checking & Savings

Term Certificate

Higher Yields.  And A Good Night's Sleep.
We Don't Think That's A Lot To Ask.

Investments come in many shapes and sizes. But when you want higher yields than traditional savings plus safe, guaranteed returns that are federally insured, it's hard to beat a USE Credit Union Term Certificate account. We give you three different options, each one a smart addition to any long-term investment or retirement plan. Simply choose the option that’s best for you

  Standard Add-On Option Rate
Minimum Opening Deposit $1,000 $250 $10,000
Terms Available 90 days - 10 yrs  12 months 13, 24 & 36 months
Fixed Rate  Yes  Yes  One Rate Adjustment
Tiered Interest  Yes   Yes
Add-On Deposits   $100 minimum1  
Dividend Withdrawals Yes    
Early Withdrawal Penalty  Yes  Yes  Yes
IRA Friendly  Yes   Yes

How To Open Your Account
Just visit any local USE branch. If you need more information, please contact our Member Service Center at 866.USE.4.YOU. You can also check current rates from this page.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.  1. Additional deposits accepted before first rate adjustment, if any, but no later than 12 months after your initial deposit.

866.873.4968
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government BBB EHL MasterCard SecureCode Sprint Credit Union Service Centers
ABA Routing Number: 322281691
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