USE Credit Union
Card Center

Debit Card Rewards

One Simple Solution to Get Your Debit Card Rewards
It’s easy to use your USECU Debit Card to save money by getting instant cashback on purchases. When you sign up for Prewards®, you automatically receive digital coupons by text or email from participating national and local retailers that offer significant cashback savings on name-brand services and merchandise.

Prewards: Merchant Discounts via Text and email
Imagine a program that sends you money-saving, cashback offers by text and/or email and all you need to do to instantly save is use your USECU Debit card to purchase the featured item! No fumbling with paper coupons. No keeping track of codes. No merchant mailing lists. No fees. It really is just that easy! Prewards function more like a digital coupon without the hassle.

Notice to Current Cash4U Rewards Participants
If you currently participate in our Cash4U Debit Card Reward program, we want you to know that we’re consolidating our Debit Card Rewards program into one simple solution called Prewards®, effective April 30, 2015, making it easier than ever to get cashback rewards for using your debit card.

Here's what’s changing: Effective April 30, 2015, we’ll offer one simple cashback solution called Prewards. Effective that same day, the Cash4U Debit Card Reward will be discontinued and you will need to enroll in Prewards to continue receiving money-saving, cashback rewards. With Prewards, you enjoy the ease of receiving money-saving, cashback offers from national and local retailers by text or email at the retail stores you shop the most.

Cash4U participants will need redeem their Cash4U rewards prior to April 30, 2015, in order to take advantage of the savings benefits from this program.  Although you can continue to use Cash4U Rewards until April 30, 2015, we recommend you switch to Prewards as soon as possible so you can continue enjoying Debit Card Rewards and saving at local and national retailers!

What Are the Benefits of Prewards?
No need to activate rewards or wait a month to receive your cash back. When you’ve earned a cashback reward through the Prewards program, it is quickly credited to your USECU Checking account. Simply use your USECU Debit card to purchase the item featured on the digital coupon and the savings are automatically yours!

Prewards functions more like a digital coupon without the hassle.

  • No fumbling with paper coupons
  • No keeping track of codes
  • No merchant mailing lists
  • No delayed rebates
  • No fees

You’ll be joining more than 100,000 debit cardholders who are saving money where they shop the most.

It’s Easy to Sign Up


  1. Register your Debit Card at the Prewards website. Be sure to use the last four digits of the PRIMARY cardholder's SSN when registering.
  2. Establish your communication preferences by clicking on the "Settings" tab to be notified when new cashback offers have been loaded to your card
  3. Turn everyday shopping into everyday savings, time after time!

If you have questions or need assistance using Prewards, please contact us at 866.873.4968. Enjoy your savings!

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government BBB EHL MasterCard SecureCode Sprint Credit Union Service Centers
ABA Routing Number: 322281691
© 2017 USE Credit Union