USE Credit Union
Card Center

Debit Card - Now With Fraud Alerts!

The USECU Platinum Debit Card: Good As Gold For Getting It Done.

Everyday purchases are quick and easy with the USE Platinum Debit/ATM Card. It works like your checkbook, only faster… and it’s even more secure than writing checks.

  • Free with your USE Checking Account
  • Accepted at millions of locations displaying the MasterCard® logo
  • Surcharge-free cash withdrawals at over 30,000 USE and CO-OP ATMs
  • Use it instead of cash or checks for everyday purchases
  • Funds are deducted from your USE Checking Account
  • Track purchases in Online Banking and on your monthly statements
  • Platinum-level benefits on signature-based transactions (swipe and sign)
  • Double Debit Rewards:  Discounts based on where you shop and cash back from select merchants

Fraud Alerts Are Here!
You spoke, we listened. Your USECU Debit Card now includes free fraud alerts via text or interactive voice response. If your phone number of record is a text-enabled cell phone, we'll send you a text message regarding any suspicious transactions with instructions on what to do next. If your preferred contact is a landline, you'll receive an automated voice message with the ability to connect directly to our Fraud Center.

Get Your Card Today – no waiting!

Just open a USE Checking Account at any nearby branch, and we’ll issue your Debit/ATM card on the spot. Or, if you prefer, call our Member Service Center at 866.USE.4.YOU.

Already a Cardholder? Here are some helpful links to help manage your account. 

Activate a card:

Choose a Personal Identification Number (PIN):

  • Visit your local USE branch
  • Call toll-free: .877.267.6941
  • International: 859.488.4135 call collect

Report a lost/stolen card:

  • Visit your local USE branch
  • Call toll free: 866.USE.4.YOU (873-4968)
  • International: 812.647-9794  

Problems Using MasterCard/Shopping Problems:

Travel notification:

  • Avoid temporary card suspension due to unusual spending patterns
  • Tell us when you travel out of state or out of the country
  • Call toll-free 866.873.4968 or complete the Travel Notification Form in Online Banking before you travel

The USE Platinum MasterCard Debit/ATM Card is issued by USE Credit Union pursuant to a license agreement by MasterCard® International Incorporated. USECU is not affiliated with MasterCard International Incorporated, who provides these services on our behalf. We partner with preferred providers such as MasterCard International Incorporated in order to provide products and services that add value to your membership. We monitor these relationships closely and welcome your feedback at


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